Is Liaoshen Bank safe?

Liaoshen Bank is safe. Liaoshen Bank, full name Liaoshen Bank Co., Ltd., 202 1 May 21,approved by the Insurance Regulatory Commission of Bank of China. On 202 1 May 21day, the CBRC approved the Request for Instructions on Establishing Liaoshen Bank Co., Ltd. On the morning of June 9th, 20021,the opening ceremony of Liaoshen Bank was held in Shenyang. Zhang Guoqing, Secretary of Provincial Party Committee and Director of Provincial People's Congress, and Liu Ning, Deputy Secretary of Liaoning Provincial Party Committee and Governor jointly unveiled Liaoshen Bank. On September 29th, 20021year, CBRC approved the merger of Liaoshen Bank with Yingkou Coastal Bank and Liaoyang Bank.

With the approval of China Banking Regulatory Commission, Liaoshen Bank Co., Ltd. was established on 202 1. It is the first provincial-level state-owned joint-stock commercial bank in Liaoning Province. With the market orientation of "serving urban and rural residents, serving small and medium-sized enterprises and serving local economy", Liaoshen Bank is committed to achieving the development goals of perfect governance, sufficient capital, strict internal control and advanced management. Now, according to the development needs, social recruitment is carried out, and social talents with ideals and talents are sincerely invited to join us to create a better future.

1. Liaoshen Bank was approved by CBRC.

After examination, the CBRC approved Liaoshen Bank to absorb and merge Yingkou Coastal Bank and Liaoyang Bank, and after asset liquidation and capital verification, it took over the effective assets, all liabilities, business, all outlets and employees of Yingkou Coastal Bank and Liaoyang Bank. The total assets of Yingkou Coastal Bank and Liaoyang Bank are about 234.8 billion yuan above the horizontal line. In today's reply, the CBRC asked Liaoshen Bank to carry out merger and reorganization in strict accordance with the requirements of relevant laws and regulations, and urged Yingkou Coastal Bank and Liaoyang Bank to complete the termination of corporate institutions. At the same time, the CBRC pointed out that the merger of Liaoshen Bank should be supervised and guided by Liaoning Banking Insurance Regulatory Bureau. Yingkou Coastal Bank was established on 20 10, 12, 2 1. The Head Office has 18 first-level departments and 8 second-level departments. The Head Office has 1 1 tier-1 branches and 9 tier-2 branches, with more than 500 employees. The network covers Yingkou City, Bayuquan Development Zone, gaizhou city and dashiqiao city.

2. Income of Liaoshen Bank

By the end of 20 19, the total assets of Yingkou Coastal Bank were 98.909 billion yuan, of which the total loans were 45.056 billion yuan. Total liabilities are 910.205 billion yuan, of which total deposits are 710.55438+0.70 billion yuan; The net assets are 7.704 billion yuan. The net profit of 20 19 is 80. 1 100 million yuan. According to the introduction information previously released by official website of Liaoshen Bank, by the end of 20 18, the bank had total assets of135.9 billion yuan, various deposits of105105.4 billion yuan and net profit of105.4 billion yuan. Roughly calculated, the total assets above the horizontal line of Yingkou Coastal Bank and Liaoyang Bank are about 234.809 billion yuan.

3. In official website, the central bank announced that "Liaoning Province will vigorously promote the overall reform of city commercial banks throughout the province".

It is reported that Liaoning Province will make full use of market resources and tap local potential in accordance with the principles of marketization and rule of law, apply for the establishment of new provincial-level city commercial banks, and merge Liaoning Province 12 related city commercial banks. There are 14 cities in Liaoning province, and each city has its own city commercial bank, but there are two city commercial banks in Yingkou, Yingkou Bank and Yingkou Coastal Bank, so there are 15 city commercial banks. Judging from the current development situation, the chief researcher of Zhaolian Finance "Liaoning Province 15 city commercial banks, Shengjing Bank and Jinzhou Bank are impressively listed. In terms of Hong Kong stocks, these two listed banks and unlisted bank of dalian are relatively large, and the other 12 is between 50 billion-15 billion. It is expected that 12 companies will merge.