Do you collect credit on the speed wallet?

if the company has access to the central bank's credit information system, the borrower's failure to repay the loan will definitely produce a bad credit record. On the other hand, if it is not connected to the credit information system, the overdue record will not be recorded in the credit information report. However, there is big data in online loans now, and other loans will be affected once overdue.

It is suggested to repay the arrears as soon as possible, which will lead to serious overdue:

First, bear high overdue fees.

for overdue fees, different online lending platforms have different names and different charging standards. Whether it is called overdue penalty interest, overdue management or other various names, the charging standard is very high. Therefore, those who have the ability to repay on time should never be overdue.

second, bear the fancy collection of the platform.

collection is generally divided into three stages: the first stage, just a few days overdue, the platform customer service MM whispers and reminds you that it is overdue, please repay it on time; In the second stage, if it is overdue for a long time, the platform customer service will seriously warn that it will face serious consequences if the threat is overdue; In the third stage, it was overdue for a long time, and the platform stopped trying to persuade each other and began to take practical actions.

There are many practical actions, such as: the platform pushes your arrears information to your relatives and friends, making you lose face in the circle of friends; The platform arranges special collection personnel to collect money at home and communicate face to face to collect accounts. Of course, these are still relatively mild. Some platforms outsource the collection, and special collection companies carry out the collection. The collection company that broke out some time ago, "violent collection", I believe that borrowers are not willing to encounter it.