What do you mean by bank risk control refusal?

Bank risk control refusal refers to the bank's refusal to handle business for the applicant after detecting the possible risk of property loss. When applying for loans, credit cards or other financial services, being rejected due to risk control means that the applicant has not passed the relevant examination and approval, which may be due to the applicant's excessive debts, poor economic situation or other risks that may lead to unexpected property losses.

Risk control is risk control, which means that risk managers take various measures and methods to eliminate or reduce the possibility of risk events or reduce the losses caused by risk events. When handling credit, credit card and other businesses, if the applicant has too much debt, unstable economic income, overdue credit record or cash out, it will be judged that there is a high risk. Lending loans and credit cards to these people may cause property losses because they can't recover their funds, so they will refuse to handle business for them on the grounds of risk control, that is, risk control refuses to sign.

Why did you receive the risk control message?

If the user receives a risk warning message from the bank, it is probably because of the bad behavior in the process of using the card before, which does not meet the regulations of the regulatory authorities, resulting in an increase in account risk. The bank is likely to reduce the quota, and in severe cases, it may freeze the card. If the bank sends out risk warning information when using the card because of cashing out or overdue, the bad behavior of cashing out overdue will also leave bad credit information on the cardholder's personal credit report. It will lead to serious damage to the credit of cardholders, and customers' subsequent handling of credit cards and loans will also be hindered by credit problems.