Hong Kong bank card freezes SMS content

20 18 10 16 Ms. Lu received a short message at work, which read "+85256 188XXX". Ms. Lu's credit card will be frozen because of overdue repayment, so let Ms. Lu contact customer service. Ms. Lu believed it and dialed the number in the text message without much thought. The other party asked Ms. Lu to find a bank card with a deposit of not less than 5,000 yuan and provide the card number to the other party. After that, the other party asked Ms. Lu to send the received verification code, and Ms. Lu did it. Soon after, Ms. Lu found that the money in the bank card was deducted. After calling the bank's customer service, she learned that the credit card had not been frozen at all, and she realized that she had been cheated.

Fraudulent steps of swindlers:

1. Victims will receive short messages with overseas numbers starting with 00852 or +852;

2. The content of the fraud message is "Your credit card of China Everbright Bank has been frozen due to overdue repayment";

3. Knowing that "the card is frozen", the victim dialed the "customer service phone number" beginning with 400 according to the content provided by the SMS;

Fourth, the fraud method is "two steps" and has no technical content. First, inquire the victim's card number and password in good faith, and then defraud the victim of the SMS verification code in a logical way;

Mastering these three necessary transfer magic weapons, the swindler can easily steal the money from the victim's card.

Liars go to so much trouble that we have to learn to follow suit.

The network police present you with a necessary anti-fraud book.

1. When you receive a message similar to "Credit card is frozen", you should check with the official customer service of the bank as soon as possible, or go to the counter of a nearby bank to confirm. Never contact the phone number given in the message directly.

2. Don't click on various links in short messages at will, because Trojan virus may be hidden in them. If you accidentally click on the link, there will be an interface for entering the card number and password, not to mention personal information.

3. Don't disclose personal credit card number, password and other information to strangers at will.

4. Banks and other financial institutions will not require the verification code received by customers' mobile phones. If the so-called official customer service staff asks you for the verification code, you can directly judge it as a fraudster. Once you are cheated, you should call the police as soon as possible.