How to check the credit card progress of Zhongyuan Bank?

After downloading the mobile APP (Apple 1 1), you can query the current credit card processing progress by entering your ID number. You can query the micro signal (WeChat version 2.6), pay attention to the micro signal of Zhongyuan Silver Dollar, and click My Bank-My Credit Card, and the system will push the credit card query. Enter your ID card and verification code as required to check the progress of credit card processing. Telephone inquiry, call the customer service hotline of Zhongyuan Bank Credit Card Center, and follow the voice prompts to inquire about the progress of half card. Network query, go to any network of Zhongyuan Bank and provide ID card and staff to help query the current card processing progress.

First, after getting the card, first look at whether the card name matches. If it doesn't match, call the bank to modify it immediately, especially for the little friends with uncommon words or polyphonic words. Validity period: the validity period of ordinary banks is 5 years or 3 years. Before the expiration date, the bank will take the initiative to contact you whether you need to change your card. Card Organization: Take the above figure as an example. This card is a dual-currency card with UnionPay logo and MasterCard logo. Our common international card organizations are MasterCard, Visa, JCB and Chase. You can only spend foreign currency if there is a foreign currency logo on your card. If there is only a single label of UnionPay, it means that it can only be consumed in China. If there is only a foreign currency bill logo on the card, it means that this card is basically useless in China, and it is mainly used in consumption abroad. The explanation is relatively simple, but also for the sake of more cards to understand. Old drivers in the card industry welcome to add. But it's better to be easy to understand.

2. Credit limit: Credit limit refers to the maximum overdraft limit for your credit card when the bank approves your credit card. You can only spend your credit card within this limit. If you exceed this limit, you can't spend your credit card normally. The credit limit is based on the information you fill in when applying for a credit card and the relevant supporting documents you provide. The main card and the supplementary card enjoy the same credit limit. Under normal circumstances, the RMB limit and the US dollar limit of dual-currency credit cards are interchangeable. For example, your credit limit is 30,000 RMB, and when you use a card abroad, your credit limit is equivalent to about 5,000 US dollars. The bank will adjust the credit limit on a regular basis, but you can take the initiative to provide relevant financial proof to request to adjust the credit limit.

When you need to get a higher credit line in a certain period of time when you travel abroad or move, you can ask for a higher temporary credit line. Interest-free repayment period: for non-cash transactions, the interest-free repayment period is from the bank bookkeeping date to the due repayment date. The shortest interest-free repayment period is 20 days and the longest is 56 days. In the meantime, you don't have to pay any interest as long as you pay off all the amount payable in the current statement.

4. Due repayment date: the latest date when the issuing bank stipulates that the cardholder should repay the full due repayment or the minimum repayment amount. For example, the monthly billing date of a credit card is the 2nd, such as August 3rd, 20th18 to September 6th, 20th18. If you buy goods on any day during this period (August 4), the transaction will be terminated.

At present, the interest-free repayment period of most banks is 20 or 25 days after the bill date. Assuming that the interest-free repayment period of the bank is 25 days after the bill date, the due repayment date of this bill is September 27. That is, your transaction on August 4 must be repaid before September 27.