How to open the over-limit function of PUFA Credit Card? This method is more practical.

In order to facilitate cardholders' overdraft consumption, many banks will provide an overrun function, and cardholders can exceed the original limit by about 10%. However, different banks have different methods to open the over-limit function. Here, let's introduce how to open the over-limit function of Pudong Development Credit Card. Although Shanghai Pudong Development Bank also has overrun function, it is not opened by default. If you don't apply to the bank, you can't swipe the credit card limit after you finish it. If you want to open the overrun function, you need the cardholder to apply to the bank. There are two channels. One is to directly call Renxian 95528, Pudong customer service, to transfer the manual service, and ask the customer service to help open it. One is the opening of online channels such as online banking of Shanghai Pudong Development Bank. However, it should be reminded that many banks' over-limit services are not free. Metropolis will charge an overrun fee of 5% of the overrun amount, which will be paid off in one lump sum. You can't pay in installments or according to the minimum repayment amount, so there is still no need to open it. If your credit card limit is not enough, it is better to apply for a temporary limit instead of turning on the overrun function. Although the temporary quota has a validity period, it cannot be repaid in installments and the minimum repayment amount, but it can be used for free. If you are lucky, the quota will be higher than the over-limit quota. However, neither the over-limit quota nor the temporary quota is as real as the fixed quota. Therefore, if you want the credit card limit to be sufficient, you'd better try to increase the fixed limit. If you want to increase the credit card limit of Shanghai Pudong Development Bank, it is best not to overdue and not to pay the minimum repayment frequently. It is only a matter of time before you use your card frequently and repay it on time. In a word, the over-limit function of Pudong Development Credit Card requires the cardholder to apply to the bank for opening, but you may be charged an over-limit fee after using the over-limit amount, so you should not use it easily. It's just not enough places. You can try to apply for a temporary quota, or improve your credit conditions and let the bank take the initiative to increase the quota.