Will the mortgage lender inform me?

The mortgage lender will inform me. Usually, after lending, the bank will send a text message to inform the borrower that the loan has been completed. Under normal circumstances, you can receive a loan text message on the same day. If there are special reasons, the loan will be received within 1-2 days after it is issued. If you don't receive the SMS notification, you can directly ask the developer yourself to see if the developer has received the loan amount.

After the mortgage loan is issued, the borrower starts to repay according to the agreement, and overdue repayment will affect personal credit.

Will you still check your credit after the mortgage is released?

After the mortgage loan, you can read the credit report again. During the repayment period of users, banks will inquire about credit information from time to time, one is to look at the repayment situation of users, and the other is to pay attention to the debt ratio of users. This kind of credit inquiry record is called post-loan management. Almost all banks will carry out post-loan management, and post-loan management inquiry records will not affect users' credit information.

And if banks don't manage loans, the subsequent risks are uncontrollable. In case the user is overdue, the bank will bear the losses by itself.

What procedures do I need to go through after mortgage lending?

After the mortgage loan is issued, there are mainly the following steps: the borrower (that is, yourself) should make sure to receive the loan contract from the lender.

Generally, after they lend you money, they will mail the corresponding loan contract and repayment book to the borrower (that is, you). So be sure to check it.

So be sure to pay attention to the inspection and don't forget this link.

After the loan, the borrower needs to get all the invoices from the real estate developer.

After the mortgage registration of the real estate in the bank, the borrower should remember to go to the bank to retrieve the original of his real estate license.

Finally, pay back on time every month and maintain your credit record.