Credit card application process of Swiss bank

How much does it cost to get a Swiss bank card?

5000 dollars/euro/franc.

1. Individuals can open Swiss bank accounts. The first way is to go to the Swiss bank and apply to the bank for opening an account. But for most customers, it was inconvenient to open an account in the past, and the cost of opening an account in Switzerland was lower in the past, but the comprehensive cost was higher than that of entrusting an authorized bank in China.

2. Swiss bank account opening process:

(1). Provide the information needed to open an account (2). (3) Sign the entrustment agreement. Pay the account opening fee (4). Fill in the information (KYC form) (5). Preliminary examination of banks (6). Domestic interview (7). The bank account at three o'clock. Hand over the account password letter and other documents.

3. Note: As the bank requires that the account must be activated when handling, the customer needs to pay 5000 USD/Euro/Franc to the bank in any currency after the first trial. It should also be noted that banks refuse to open accounts for Americans or American companies.

What should I pay attention to when opening an account in a Swiss bank?

1) If the nationality of the shareholder or director who opens an account is a high-risk and war-torn region or country, opening an account may be rejected by the Swiss bank;

2) The shareholders or directors of the company handling the Swiss bank account must go to the account opening site;

3) When opening an account in a Swiss bank, customers need to pay attention to the bank's operation process or acceptance, and some banks do not accept back-to-back letters of credit;

4) After the successful opening of a Swiss bank account, it is necessary to start the bank account or have a current record within one month, otherwise the bank account may be automatically cancelled. It is recommended that the customer's bank account balance be not less than 50,000 yuan;

5) If the Swiss bank account is a company account, it is necessary to consider opening a bank account and docking with the agent for bookkeeping. It is recommended to keep the company's bank statement, water bill and various expense documents for reconciliation.

China people can also apply for Swiss bank cards.

Conditions for individuals to apply for Swiss bank cards

In Switzerland, they all hold ResidencePermitB, with a minimum deposit of 5,000 Swiss francs and a residence permit valid for 5 months. After opening an account, 500 Swiss francs will be frozen. If students want to continue to use this account after leaving Switzerland, there must be 654.38 million Swiss francs in the account. Otherwise, the account must be cancelled and the bank will refund the deposit of 500 Swiss francs. No matter what nationality you are, if you hold a Swiss permanent residence permit C, it is the same as opening an account with a Swiss.

Can Swiss bank China Limited guarantee credit cards?

Having a third-party guarantee is not a necessary condition for applying for a credit card, but it can be used as a reference condition, because applying for a credit card requires the bank to review all kinds of information of the applicant.

The most important condition for applying for a credit card is a stable job and income. The necessary application documents are copies of identity certificate and work certificate. If you can provide other financial documents, it will be more helpful to understand your personal situation and judge the credit limit. Detailed application materials are as follows:

1, identification: generally, it is an ID card (if you use a new ID card, you need a copy of the front and back), and soldiers need to provide a copy of the military ID card;

2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/card verified and marked by the sponsor;

3. Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your economic level. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.

Swiss bank credit card application progress

After applying for a credit card, you can check the application progress in three ways:

The first type: log on to the website of the bank credit card center, enter your ID number and reserve the mobile phone verification code to check the application progress.

The second type: by calling the bank's credit card customer service hotline, according to the voice prompt or directly looking for manual service to check the accuracy of credit card application.

Third, pay attention to the official account of bank WeChat through WeChat, and check the progress of card processing according to the options.

The validity of general bank audit is 15 working days.

How much does it cost to open an account in a Swiss bank?

For the average person, there are two situations. In one case, a person who has obtained Swiss residency or permanent residence in Switzerland can open an account in a Swiss bank for only 30,000 RMB.

For some ordinary people who have not obtained residence qualification, the price is a little more expensive. Under normal circumstances, such people need assets of about 600,000 yuan to open an account in a Swiss bank.

Extended data:

The business of UBS Group AG Group AG mainly includes wealth management, investment banking and securities and asset management.

1, wealth management

In wealth management, UBS is the world's leading wealth management institution. The group has more than 140 years of wealth management experience and a huge network all over the world; UBS is one of the largest private banks in the United States.

UBS's wealth management business mainly provides tailor-made comprehensive services for high-end customers, covering asset management, estate planning, corporate financing consultants and art investment services.

2. Investment banks

In terms of investment banking and securities, UBS occupies a leading position in stocks, stock-linked products and stock derivatives (including primary and secondary markets), and has long been at the forefront of major industry rankings.

In terms of fixed income, UBS is far ahead in the industry. In terms of foreign exchange business, UBS ranks among the best in many major industries in the world. In investment banking, UBS provides consulting services and execution capabilities to corporate clients around the world. All its businesses are customer-centric, providing innovative products, high-quality research and access to global capital markets.

3. Asset management

At the same time, UBS is a leading asset management institution, providing a variety of traditional and alternative investment management solutions for global financial intermediaries and institutional investors.

UBS won the Outstanding Investment Award of Global Stock in 2005 by Global Investor magazine; By the South China Morning Post and Standard & Poor's jointly rated as the best fund management company in Hong Kong in recent five years; In 2005, he won the Best Fund Award from Lipper in Hong Kong, Japan and Switzerland.

Baidu Baike-Swiss Bank (China) Co., Ltd.

This is enough for the introduction of credit card applications in Swiss banks.