How to increase the credit card limit of China Bank?

Bank of China Credit Card Withdrawal Strategy

1, full repayment

Bank of China doesn't like credit card repayment. If you want to withdraw cash, you must not return it. You must return it in full.

2. Diversified consumption

Spend more than 15 a month, and the consumption is diversified. Try to brush the merchants with points.

3. Reduce liabilities

China Bank pays more attention to liabilities, so if a bill has already paid more than 60% of the total amount, it will pay 40%-50% of the total amount in advance before the bill date, which can reduce liabilities. If the debt is too high, it is difficult to raise funds.

4. Scaffolding

After using the card for three months, it will be used in stages, accounting for 30% of the total, and the number of stages will not exceed 6. Staging can bring profits to banks, so no bank doesn't like staging.

5. Foreign consumption

Friends who have the opportunity to go abroad can try to swipe their cards overseas, and the temporary quota has been greatly improved.

6. Updating method of temporary quota

The term of the general temporary quota is two months, which can be temporarily extended before, but it has not been so stable in recent months. Many friends have no temporary quota after expiration, but now there is an operation method that can be extended indefinitely. The operation method is: cancel the temporary quota in the app two days before the expiration of the temporary quota, and then apply for the temporary quota immediately. 10 minutes or so, a short message will prompt success. Many friends have successfully renewed their insurance through this method. it wont hurt you to try it

7. Temporarily stop using credit cards

If the credit card is intentionally stopped for a certain period of time, the bank will give some incentives to activate the dormant card in order to occupy land, such as rewarding cash withdrawal.

8. Seize the opportunity of bank withdrawal.

The time to raise the amount is also important. The application is valid on the billing date or when the card has just been maxed out.

Extended Information Points for Attention in Credit Card Withdrawal of China Bank

1. The Bank of China has made a generous deposit, which can be used at any time and extended at any time for two months at a time.

2. China Bank will go to the post-loan management for credit investigation every time it raises the amount, and sometimes it will give you a credit card for approval, which will give you surprises and surprises.

3. Repay in full, and purchase more than 65,438+00-20 times a month, with the quota occupying more than 30%. Non-stop saving money is the preferred way for BOC to use the card.

Summary: The Bank of China wants to raise the quota, and the best effect is to make a large deposit or buy wealth management products. The Bank of China recognizes this. For those who have China Bank credit cards, Bian Xiao suggested increasing the temporary limit, which can be used as a fixed limit if it is renewed indefinitely.

Phoenix. Com- want to withdraw money by credit card? These must be known!