Joke Collection Website - Blessing messages - My husband and wife don't know, but the dunning phone calls every day. What should I do?
My husband and wife don't know, but the dunning phone calls every day. What should I do?
1. Communicate with your husband: First, communicate frankly with your husband to find out why he made online loans and what the purpose of the loans is. If you don't know the purpose of his loan, ask him to explain and make sure that these expenses are reasonable.
2. Confirm whether the debt is related to you: If your name appears on the loan document or you sign as a guarantor, then the debt will be related to you. If you don't sign the document or don't know the debt, please consult your lawyer about your rights and responsibilities.
3. Seek legal help: If you find yourself responsible for this debt, you may need to seek legal help. Please consult a professional lawyer or legal aid agency to understand your rights and responsibilities and determine whether you have the ability to repay this debt.
4. Contact the lending institution: If you are sure that you are really responsible and have the ability to repay this debt, you can contact the lending institution to discuss the repayment method and time. At the same time, if you think you have been subjected to unreasonable debt collection behavior, such as threats, intimidation or harassment, you can complain to the relevant institutions.
5. Protect personal information: Finally, it is very important to protect your personal information. Please ensure that your personal information will not be disclosed to strangers or unauthorized persons. If you think your personal information has been leaked, please take measures to protect your identity and property as soon as possible.
In short, in the face of this situation, the most important thing is to communicate with my husband and take appropriate measures to solve the problem.
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