When is automatic repayment usually deducted?

When is the automatic repayment deduction time of China Bank credit card?

China Bank Credit Card Automatic Repayment Deduction Time:

1. The automatic repayment is associated with the Great Wall electronic debit card of China Bank, ordinary current savings passbook, current all-in-one passbook in local and foreign currencies and Great Wall RMB credit card in my name.

(1) One day before the due repayment date: China Bank reconciles and generates a payment application form.

(2) Due repayment date: the first deduction.

(3) One day after the due repayment date: BOC will inform you of the result of the first deduction by SMS, so please pay attention to it in time.

(4) One day before the grace period: If the first deduction is unsuccessful, BOC will check the account again and generate a payment request.

(5) Expiration date of grace period: the second deduction.

(6) One day after the grace period: BOC will inform you of the result of the second deduction by SMS, so please pay attention to it in time.

Tips: The first deduction is successful, and there will be no second deduction.

2. Automatic repayment is associated with debit cards with UnionPay logo of other banks.

(1) One day before the due repayment date: China Bank reconciles and generates a payment application form.

(2) Due repayment date: deduction.

(3) One day after the due repayment date: BOC will inform you of the result of the first deduction by SMS, so please pay attention to it in time.

Reminder: When automatic repayment is associated with debit cards with UnionPay logo of other banks, only one deduction will be initiated. If the deduction fails, there will be no second deduction opportunity.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.

My China Bank credit card is bound with a savings card, which will be automatically deducted every month, usually on the last repayment day.

Automatic repayment will inquire about the deduction account one day before the due repayment date, and the deduction will be received on the due repayment date, and the deduction result will be notified by SMS the next day. You need to ensure that the account balance is sufficient at least one day before the due repayment date. If the automatic deduction fails, you will be informed of the time of the second deduction by SMS (repayment with a debit card from another bank is not saved in the second deduction). For details, please refer to the SMS tips or call the credit card customer service hotline.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.

When is the credit card automatic repayment deducted? Automatic repayment deduction time of four major state-owned banks

Credit cards must be repaid after overdraft consumption, and many card friends will open the automatic repayment function of credit cards for fear of forgetting to repay. Every repayment date, the bank will deduct the repayment from the associated repayment card. In order to avoid the failure of deduction, the cardholder must ensure that the balance in the card is sufficient before the bank deducts money. Here is an inventory of the automatic repayment deduction time of the four major state-owned banks.

1, Bank of China

The deduction time of China Bank's credit card automatic repayment date is more complicated, mainly depending on whether the related repayment card belongs to this bank or other banks.

1) If it is a bank card, the first deduction will be made on the due repayment date, and the specific deduction time is not specified. If the account balance is insufficient during the deduction period, regardless of whether the deduction is successful or not, the deduction result will be sent by SMS one day after the due repayment date; If the first deduction fails, the second deduction will be initiated the day before the grace period, and the deduction result will be sent by SMS on the last day of the grace period.

2) If it is a card of another bank, it will only be deducted once, and the first deduction will be made on the due repayment date, and then the result of the first deduction will be sent to the mobile phone in the form of SMS the day after the due repayment date. If the deduction fails, the cardholder must take the initiative to repay, otherwise it is overdue if the repayment is not made within the grace period or the repayment amount is lower than the minimum repayment amount.

2. Industrial and Commercial Bank of China

The automatic repayment date of ICBC credit card is the due repayment date. If the cardholder doesn't want the deduction to fail, it's best to deposit enough money in the card 17 on the due repayment date, and then wait for the SMS notification of deduction.

If the system does not automatically deduct money at 23: 30, the cardholder needs to take the initiative to return the money to the credit card account.

3. China Construction Bank

The automatic repayment deduction time of CCB credit card is the morning of the due repayment date, and the cardholder must deposit enough money in the debit card at 7: 00 am.

If there is not enough money in the card, the bank will try to deduct it. If the first deduction fails, the cardholder must deposit enough money on the morning of the third day after the due repayment date, and the bank will make the second deduction, otherwise it needs to return the money to the credit card account on its own initiative.

4. Agricultural Bank of China

The automatic repayment of ABC credit card is only deducted once, and the deduction time is the due repayment date. Of course there is no specific point. It is best for the cardholder to deposit enough deduction in the repayment card on the due repayment date. If the deduction fails, the cardholder must voluntarily return the money to the credit card account within the grace period, which is still regarded as normal repayment and not overdue.