Conditions for applying for ICBC Gold Card

The basic conditions for applying for a gold card are as follows:

1. ICBC credit card holders have a cumulative consumption amount of RMB 10,000 or equivalent in foreign currency in the past year (not applicable) Including customers who purchase cars, houses and other occasional large purchases or production and business consumption), and the number of purchases reached 6 times in the past year.

2. The applicant’s average monthly income is above RMB 4,000 or its equivalent in foreign currency, the applicant’s overall credit status is good, and there is no bad credit record.

There are two types of annual fees for ICBC Gold Card:

1. ICBC Peony Credit Card, Peony Credit Card Business Gold Card has an annual fee of RMB 100, and Personal Gold Card The annual fee for the main card is RMB 50 and for the secondary card is RMB 25.

2. ICBC Peony Credit Card. The annual fee for the ICBC Peony Credit Card Business Gold Card is RMB 200, the annual fee for the personal gold card is RMB 100 for the main card, and RMB 50 for the supplementary card.

Extended information

The Industrial and Commercial Bank of China has established It has established a governance structure consisting of the shareholders' meeting, the Board of Directors, the Board of Supervisors and senior management of ICBC, forming a working mechanism in which the power agencies, decision-making agencies, supervisory agencies and senior management each perform their respective duties, coordinate with each other and have effective checks and balances.

The Board of Directors has five special committees including Strategy Committee, Audit Committee, Nomination and Remuneration Committee, Risk Management Committee, and Related Transaction Control Committee; the Board of Supervisors has a Supervision Committee.

In order to further improve the corporate governance structure, we have formulated the authorization plan for the Board of Directors by the shareholders’ meeting and the authorization plan for the President by the Board of Directors, adjusted the responsibilities and member structure of the special committees under the Board of Directors, implemented a chief risk officer system, and by-elections. As an employee supervisor, we have formulated a stock appreciation rights plan to establish and improve the company's incentive mechanism, actively explore ways to strengthen communication and strategic cooperation with domestic and foreign investors, and continuously improve the level of corporate governance.

Baidu Encyclopedia-ICBC Corporate Management