Do I need to apply for SMS verification code?

After the bank card is bound to the mobile phone at the bank counter, SMS verification code is required for personal online banking transfer in the future, which is the main purpose of the bank card binding the mobile phone at the bank counter. Only in this way can we ensure the safety of users' funds.

If it is a bank card to change the mobile phone number, you only need to bring your bank card and ID card to the corresponding bank, and handle it with the assistance of the staff, without the previous SMS verification code.

If it is the first time to open mobile banking, then there is a certain discount and you can use it for three months for free. After three months, you will receive information about whether to continue using it. If you choose to continue to use it, you need to pay the relevant fees every month. Different banks charge different fees, and even some banks are completely free.

Extended data:

Ordinary bank card and mobile phone binding charges:

ICBC: 0.2 yuan/Article or 0.3 yuan/Article is accepted according to the number of short messages sent. Remittances from different places are charged according to the personal remittance charge standard at the counter, that is, 1% of the single remittance amount, with the lowest 1 yuan and the highest in 50 yuan. Did the handling fee give a 20% discount to the remittance? [6]。

China Construction Bank: remote transfer (remittance), inter-bank transfer and transfer to enterprises. As of 20 10 12 3 1, these three kinds of transfers enjoy a 0. 15% fee discount, ranging from 1 yuan to 15 yuan.

China Merchants Bank: Mobile banking transfer and remittance services (excluding transfer out of agreed accounts) will be handled before the end of October/October/May, and the national transfer and remittance fees will be free.

Everbright Bank: Our bank or my account transfer is free in the same city, and a handling fee of 0.5% of the transaction amount is charged in different places (the lowest in 2 yuan and the highest in 20 yuan). A handling fee of 0.5% of the transaction amount is charged for inter-bank remittance in the same city (lowest in 5 yuan and highest in 50 yuan).

Bank of Communications: 6 yuan's monthly mobile phone service fee (always free), foreign counterparts and other banks in the same city charge a handling fee of 0. 1 5% (50% off), while foreign banks charge 0.3% (50% off), ranging from1yuan to 15 yuan.

Agricultural Bank: 2 yuan/month service fee for SMS service. Domestic transfers and remittances with all banks are up to 50,000 yuan per day, and the handling fee is free.

Minsheng Bank: Free of charge.

Baidu encyclopedia-mobile banking