1069, what if the credit card is overdue?

1. At the beginning of 1069, what should I do if my credit card is overdue?

1. First confirm whether you have applied for a credit card. If you ha

1069, what if the credit card is overdue?

1. At the beginning of 1069, what should I do if my credit card is overdue?

1. First confirm whether you have applied for a credit card. If you haven't done it, or have done it, but you are sure to pay it back on time every month, you can confirm that it is a lie. This is a common means of swindling short messages. It is recommended not to reply when harassing text messages are blacked out. At the same time, you can call the report acceptance center at 1232 1 or log in to official website 1232 1 to report.

2. If you do have overdue behavior, first estimate how much you owe and how long it will be overdue. It is necessary to know that there is a collection system before being sued by the issuing bank, and it is impossible for the cardholder to be sued directly. In this case, it is best to contact the issuing bank, and don't be alarmed by the phone call of unknown origin because of overdue guilty conscience.

2. How much will the credit card be sued if it is overdue?

1. Under normal circumstances, the cardholder may be sued by the bank if the overdue amount exceeds 1 10,000, but in order not to consume the cost, the bank starts with the telephone and SMS collection process. If the cardholder ignores these collection methods within the time limit, he may be collected home.

2. If the overdue time exceeds three months, the impact will be profound, and it will not only be blacklisted by the bank, but also prosecuted. At the same time, if the amount owed exceeds 50,000, it is easy to be judged as a fraud crime of "malicious overdraft", which is no joke. Owning money is originally a civil liability, and once the crime is committed, it will bear criminal responsibility.

Third, what will happen after the credit card is sued?

1. First of all, you should contact the bank immediately, euphemistically explain the reasons for the original overdue, and actively express that you want to pay off all the principal and interest. Banks are basically negotiable. After all, the purpose of the issuing bank's prosecution is to recover the arrears, not to put the debtor in prison.

2. After being sued, you need to communicate and repay, but at this time, the interest has already rolled up, which may be even more unaffordable. In fact, when I predict my inability to repay, I should negotiate with the bank before the repayment date, or pay the minimum repayment amount 10% every month. If you don't get the money when you are sued, you may go to jail.

If there are still unclear or new situations, it is suggested that you call directly for free consultation, so as to understand the communication cases and make detailed and targeted answers for you, so as to avoid incorrect answers due to incomplete information and poor communication. I wish the rights protection success.