Is the information sent by post-loan management true?

Not necessarily right. The authenticity of the information sent by post-loan management needs specific analysis:

Information related to the bill sent by 1.: The content of the short message usually includes loan-related information such as the amount to be repaid in this period and the specific repayment date. This kind of short message is generally true as a reminder of repayment.

2. Overdue information sent: If the user fails to repay the loan on time, the short message may contain overdue records, overdue time and other contents. This kind of short message is mainly to remind users that it is overdue at present, so please repay it in time. This kind of short message is generally true, and users can verify the authenticity of the information by logging into the loan account.

3. Legal related information sent: The title of this kind of short message may be post-loan management, but the content mentions that the court will issue subpoenas, freeze users' assets and other legal measures. This kind of short message is true or false, which may be a collection message sent by the collection staff, with the purpose of scaring users to urge them to repay; It is also possible that the lending institution really sued the user, and the short message played a notification role. Users can distinguish authenticity by waiting for whether they really receive a court summons or a short message sent by 12368.

4. Information on the change of interest rate or terms sent: If the lending institution changes the user's loan interest rate or related terms under certain conditions, it will indeed notify the user by SMS. Most of this information is true. It should be noted that post-loan management customer service usually does not send text messages to users actively, but only sends text messages to remind users to repay in time when the repayment date is approaching or the repayment is overdue. If the user is overdue, the post-loan management customer service may call for repayment, and may even contact the user's relatives and friends for collection.