Why is there no SMS reminder for saving money with postal currency card?

Bring your ID card to the counter to open the telephone binding and balance change reminder service. No matter how long the actual deposit period is, individual notice deposits can be divided into one-day notice deposits and seven-day notice deposits according to the length of advance notice of depositors.

One-day notice deposit must inform the agreed withdrawal amount one day in advance, and seven-day notice deposit must inform the agreed withdrawal amount seven days in advance. The minimum initial deposit, minimum withdrawal and minimum retention amount of RMB call deposit are all 50,000 yuan, and the minimum initial deposit amount of foreign currency is equivalent to 1 1,000 US dollars (banks can consult local banks for the initial deposit amount).

The currency of call deposit can be RMB, HK$, GBP, USD, JPY, EUR, Swiss franc, Australian dollar and Singapore dollar (please consult your local bank for specific business and currency of each province). According to bank regulations, the call deposit interest rate of RMB and foreign currency is higher than the deposit interest rate.

The temporarily idle monetary funds generated by state-owned enterprises, supply and marketing cooperatives and collective industrial enterprises due to the inconsistency between sales revenue and various expenditures also include various special funds extracted but not used by enterprises, the most important of which is the fixed assets depreciation fund, including profit retention.

The change of enterprise deposits depends on the purchase and sale scale of produced goods and the operating conditions of enterprises. With the expansion of production or commodity circulation, corporate deposits will increase and vice versa. With the improvement of management and the acceleration of capital turnover, corporate deposits will decrease, and vice versa. The vast majority of corporate deposits are demand deposits, and only a few are time deposits.

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