To activate UnionPay online payment with the Agricultural Bank of China card, do you only need to activate the SMS notification function?

UnionPay online payment supports the following payment processes:

1. Verified payment process: UnionPay collects user bank card information and sends an SMS verification code to the mobile phone number entered by the cardholder. , after the UnionPay SMS verification code is successfully verified, the bank card information and mobile phone number will be sent to the card-issuing bank through the existing inter-bank exchange network for verification and authorization processing.

2. Quick payment process: only supported by UnionPay registered users. By collecting the cardholder’s registered account information and bank card association in advance, the risk of leaking the cardholder’s bank card sensitive information online is avoided. When paying, the cardholder enters the account information and mobile phone number. After UnionPay successfully verifies the SMS verification code and account information, it sends the bank card information and mobile phone number to the card-issuing bank through the existing inter-bank exchange network for verification and authorization processing.

3. Stored-value card payment process: Stored-value card payment refers to a payment method in which cardholders use stored-value cards to make Internet payments. Non-registered users of "UnionPay Online Payment" can also use "Stored Value Card Payment", and mobile phone verification is not required for payment. The payment process for stored-value card payment is as follows:

① The user selects "UnionPay Online Payment" on the merchant website

② Selects the "stored-value card payment" method and enters the stored-value card number, Password and verification code, click "Next"

③ Payment successful

4. Online banking payment process: Online banking payment is when the user jumps through UnionPay and finally completes the payment on the bank's online banking page. a payment method. The payment process for online banking payment is as follows:

① The user selects "UnionPay Online Payment" on the merchant website

② Selects "Online Banking Payment", enters the bank card number used for payment, and clicks " Next step”

③ On the online banking page, enter the relevant payment information as required by the bank’s online banking.

④ Payment successful