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How much is the SMS service charge?

The short message service fee generally refers to the short message prompt sent by the bank to the consumer when the funds in the consumer's bank account change.

Online banking, also known as online banking, online banking or electronic banking, is a virtual counter set up by banks on the Internet. Banks use internet technology to provide customers with traditional services such as account opening, transfer, credit granting and online securities, so that customers can manage their accounts safely and conveniently without leaving home. Its characteristic is that as long as customers have an account number and password, they can enter online banking through the Internet to handle transactions around the world.

First of all, there are two models for the development of online banking. One is invisible electronic banking, also called "virtual banking", which relies entirely on the Internet; The so-called virtual bank refers to the online bank without the support of the actual physical counter. This kind of online banking generally has only one office address, no branches and no business outlets. It uses the Internet and other high-tech services to establish close contact with customers and provide all-round financial services. Take the American Security First Online Bank as an example. Established in June 1995. It is the first virtual online bank in the United States without a business outlet. Its business hall is a web screen. At that time, the bank only had 19 employees, whose main job was network maintenance and management.

Second, on the basis of existing traditional banks, use the Internet to carry out traditional banking transaction services. That is, traditional banks use the Internet as a new service means to provide online services for customers. In fact, it is an extension of traditional banking services on the Internet. This is the main form of online banking and the development mode of online banking adopted by most commercial banks.

3. Bank of China is a large state-owned bank managed by the central government, and a national deputy ministerial unit. It was established with the approval of Dr. Sun Yat-sen on February 5, 2002. China's banking business covers commercial banks, investment, securities, funds and aircraft leasing. It has been listed in China, Hongkong Stock Exchange and Shanghai Stock Exchange.

Four. It is suggested that if cardholders find any unauthorized transactions, such as fake card transactions and stolen accounts, they should take corresponding protective measures in time, contact the card issuer as soon as possible, freeze and report the loss of the bank card to avoid being stolen again.