What should I do if I receive an unsubscribe reminder message?

"If you really owe money, you need to find a way to pay it back. If not, don't pay attention to him, but the collection news is generally unreliable and should be carefully screened. "

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The reason why most of the collected short messages are unsubscribed back to T is because most of them are just a form, which not only has no practical effect, but will be marked as active users in the background and pushed more frequently; Even more frightening, it may be used by criminals to make personal information, or leaked to confirm whether it is still alive. Once you try, you will work harder.

First, how does Apple's mobile phone block the collection information?

Apple's mobile phone has its own shielding method. You can click "Settings" to open do not disturb mode. This function can be specially used to intercept strange harassing calls. It's usually automatic. Calls and messages will be muted and can be cancelled at any time. You can also set a time period, such as sleeping at night until this time in the morning, so that no collections will bother you. In addition, you can also block repeated calls and set a white list, which is more comprehensive; There are many professional anti-harassment software on the market, such as Tencent Mobile Manager, Baidu Guardian, 360 security software and so on. Not only can you set the number segment, but you can also distinguish between provinces and cities. There are also some easy-to-use functions, which can shield most of the collection information and handle some complicated collection methods, which is much more convenient than manual setting. If you are not afraid of delaying your daily life and collecting information is too violent, you can try to turn on the flight mode, so that you can't receive any calls or messages without turning off your phone, and you can use other functions of your mobile phone normally. Turn it on after a while to reduce the impact.

2. Can I call the police if I am threatened by a debt collection company?

You can call the police if you are threatened by a short message from a debt collection company. According to the Regulations on Administrative Penalties for Public Security, "whoever repeatedly sends obscene, insulting, intimidating or other information and interferes with the normal life of others" shall be detained for up to 5 days or fined for up to 500 yuan; If the circumstances are serious, they shall be detained for more than 5 days 10 days and fined for less than 500 yuan. The police reminded that citizens should call the police in time to protect their rights and interests if they encounter continuous harassment by text messages and telephone calls.

Users pay attention to formal online lending and overdue behavior. It is not illegal for online lending platforms to call or text messages for dunning. Formal loans should be linked to personal credit information. When applying for a loan, you should check the credit information. If overdue repayment occurs, it will have a negative impact on personal credit information. I suggest that you make loans according to your ability, repay on time, and maintain credit information.