What if the bank card is not used? Do I have to go to the bank to cancel it? Can I cut it off?

You don't have to cancel your bank card if you don't use it.

Generally, if the daily deposit in the card is less than 300 yuan per month, part of the storage fee will be deducted in that month until it is fully deducted. This is mainly the bank's policy aimed at those so-called dead households. After the deduction, the card will sleep, and it will be automatically cancelled after a few years, which will not affect your credit and so on. But credit cards are another matter.

If you want to cancel, you need the following process;

Take the number and queue up, and copy the ID card with the help of the lobby staff;

After the counter calls, give the ID card and bank card to the counter staff;

Inform that the card needs to be cancelled, and the staff will handle the card return business;

In the meantime, you need to enter the bank password and sign the business confirmation form;

Bank staff cut bank cards;

Get back the cut bank card, ID card and business documents, and you can complete the processing.