How about small umbrella protection?

With the enhancement of people's insurance awareness, more and more people around them choose to buy insurance in order to provide a guarantee for their unknown risks in advance when they still have the ability.

But what kind of insurance third-party platform is more reliable? Let's take "Little Umbrella" as an example to tell you some tips on choosing a third-party insurance platform.

First, is the umbrella platform reliable?

1, company strength

How about a small umbrella insurance brokerage company? Is it reliable? Next, senior sister will answer these questions for this friend! On 20th13rd,165438+13rd,13rd, Xiaoyan Insurance Brokerage Co., Ltd. was successfully established.

2. Reliability

There are many top investment supports such as Sequoia Capital, Jingwei China, Tasly Capital and Xintian Venture Capital. By the end of June, 20 19, it has successively won awards such as CB Insights "Top 250 Most Valuable Financial Technologies in the World", KPMG China's Top 50 Leading Financial Technologies, and Asian Bankers "Top 8 Financial Technologies in 20 18". Insurance association of china is directly subordinate to the State Council and manages all insurance companies and insurance sales platforms. As long as the platform can be found above, it has been put on record for review, and the state allows it to sell insurance.

3. Service level

Small umbrella insurance is an internet insurance platform that has successfully obtained the online sales license of China Banking Regulatory Commission. They are all legally operated, which can be said to be really reliable.

As a small umbrella, the value of Internet insurance broker lies in whether it can really solve users' problems and provide users with more and better services. "Understand to buy, rest assured to compensate" is Xiaoyan's service commitment and corporate values of "customer first, service first".

4. The company's reputation

In June of the same year, the first anniversary of the launch, the number of service users has exceeded one million. At present, there are more than 10 million users of Umbrella. Xiaoban announced the network celebrity product Super Mary Critical Illness Insurance on 20 19, which has the advantages of secondary compensation for malignant tumor, affordable price, comprehensive protection and continuous iteration, and meets the needs of customers.

Second, what is an insurance brokerage company?

At present, the well-known insurance companies cooperating with Umbrella include China Ping An, China Life Insurance and China PICC. Insurance brokerage companies will fully consider the interests of customers, which is the link between insurance companies and policyholders. In fact, insurance brokerage companies will fully consider the interests of customers. In essence, insurance brokers should stand on the side of the insured and the insured and represent their interests.

The establishment of an insurance brokerage company shall be approved by the CIRC, and the minimum registered capital shall reach 50 million yuan. Life insurance, auto insurance, property insurance and non-auto insurance all belong to its business scope, and insurance brokerage companies will include the business provided by insurance companies.

The biggest difference between insurance brokers and insurance companies is that they are not allowed to produce insurance by themselves, but are allowed to design insurance products.

There are so many insurance brokerage companies in the market, how should we choose? The detailed strategy has been put below, you can click on the link to get it:

How to choose a good insurance brokerage company? 》

Third, how to buy insurance for the small umbrella platform?

Insurance brokerage companies generally cooperate with many insurance companies to expand their business.

Small umbrella belongs to online insurance platform. Step 1: Open the insurance link, fill in the policy information, and select the insurance amount, guarantee period, optional liability, etc. By using online channels such as Umbrella official website, APP or applet.

Step 2: Read the health instructions of Chu clearly and answer the questions truthfully.

Step 3: Fill in the personal information of the applicant and the insured carefully, including ID card information, mobile phone number, etc.

Step 4: Pay the premium and click the email to see the electronic insurance policy.

In addition, no matter which insurance platform we are insured on, the most important thing is to choose the insurance that suits us. What are the specific knowledge points to master? You can find the answer from the following article:

Before buying insurance, you must first understand these key knowledge points! 》

4. What should I pay attention to when choosing an insurance platform?

For example, deep blue insurance, dad insurance, Shi Sheng Chuangfu, Dabaibao, Huizebao and other insurance platforms are well-known. When choosing an insurance platform, we will focus on these points: choosing an insurance platform depends on its qualifications.

1. Are you qualified to provide insurance intermediary services?

You can find relevant information in official website, insurance association of china. As a new e-commerce model,

2. Business scope

It is the trend of insurance development in the future, because the current market supervision is not particularly perfect, so when choosing an insurance service platform, it is recommended to choose a platform with national sales qualifications.

3. Word of mouth

Obviously, this company enjoys a good reputation in the industry. If the insurance platform has a good reputation,

4. Be objective and open

The service should be good. To some extent, it concerns the interests of our consumers.

5. Claims service

If the insurance platform is unfair, it is debatable whether the insurance we buy is suitable for ourselves.

What are the standards for a good insurance consulting platform? You can also refer to this article:

A good insurance consulting platform must meet three requirements, otherwise it will be difficult to settle claims! 》

Write it at the end

I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;

If the above content has not solved your problem, you can also come to the official account of WeChat to learn to bully and say that insurance consulting me;

I give you the most professional advice based on many years of experience in configuring insurance for 10W+ families.

WeChat official account: Xueba said that insurance costs less, buy the right insurance!