Did consumer finance send a message to the door immediately after the deadline?

False, that is, collecting money to scare you and ask you to pay back the money.

It is unrealistic to collect money at home. However, big data will be seriously damaged after it expires immediately. Third-party platforms can be used to check whether there are problems such as long-term lending, ID card risk list and loan blacklist. Moreover, in the case of consumer finance immediately collecting credit information, big data and credit information will be damaged, and comprehensive credit qualifications will be destroyed, making it difficult to get loans in the future.

Simply put, as long as you still need a loan, you must solve its arrears, which is the main risk control means of online lending. But there is no need to repay as it says, and it is best to negotiate interest reduction. If you don't agree, you can complain to the CBRC, Black Cat and other platforms. Now this piece of management is quite strict and the effect is still there.

No matter what kind of online lending platform, anyone who calls you to collect debts at home is a means of collection by collectors. As for the authenticity, most of them are to scare the debtor, but they really have to be collected at home. Therefore, we should be psychologically prepared in this regard.

As for why I called you home, the high probability is that the other party has not made any progress so far, so I will call you home to collect. If you are worried that coming to your home will affect your family and work, then I suggest you confess to your family and friends as soon as possible.

If it really can't be repaid in a short time, then try to pay off the loans related to credit information and big data first. If you don't know, you can check it directly on WeChat. For example, this official WeChat account can detect personal online loan details and credit problems, and bad records must be handled in time.