How long will Anyihua be sued for overdue?

After the loan is overdue for a long time or deliberately not repaid, after the amount exceeds 2000, it can already constitute a fraud crime and is in danger of being sued by the online lending platform.

According to Article 266 of the Criminal Law of People's Republic of China (PRC), the crime of fraud refers to the act of fabricating facts or concealing the truth for the purpose of illegal possession, and defrauding a large amount of public or private property. The object of the crime of fraud is not to defraud other illegal interests. Its goal should also exclude loans from financial institutions. Because this law has specifically stipulated the crime of loan fraud in article 193.

It is generally believed that the basic structure of this crime is: the actor commits fraud for the purpose of illegal possession → the victim has a wrong understanding → the victim disposes of the property based on the wrong understanding → the actor obtains the property → the victim suffers property losses.

Once the court decides that the online lending platform wins the case, the borrower not only has to pay the money that needs to be repaid, but also pays the litigation costs and huge fines of both parties, and even faces jail time.

According to the official customer service answer, if it is overdue for more than 3 days, the record will be reported overdue. I suggest you fulfill your obligation to repay on time, repay as soon as possible, and make repayment records.

According to the relevant process, Comfort Club will report the credit information every month, and it will take some time to report and update, which will generally be delayed by 1-2 months. Therefore, the relevant overdue records can only be found in the credit record after 1-2 months.

Extended data

For friends with the following characteristics, the overdue days given by Yihuahua may be longer:

1. I have always been an old user of Anyihua and had a good loan record in the past. I can use the loan according to the contract and repay it every time.

2. After the loan is overdue, the borrower can take the initiative to get in touch with Anyihua's customer service staff, explain the reasons for the overdue, and agree on the next repayment plan.

3. The amount of overdue loans in EasyFlower is not very large, which may cause considerable losses to Easy Flower.

4. After borrowing the loan call, the debtor can maintain a good communication attitude.

References:

Baidu Encyclopedia-loans overdue