Can the SMS reminder fee of China Construction Bank be cancelled?

The cancellation methods of CCB SMS service fee are: 1, SMS cancellation. The cardholder can use the reserved mobile phone number to send a short message "the last 4 digits of QXTZ# account" to 95533, and can cancel the short message service of the designated bank card after successful sending; 2. Mobile banking is cancelled. Cardholders can log in to the mobile banking of China Construction Bank, click "+"-"Message"-"Message Service Customization"-"Notice of Change of Savings Account" in the upper right corner of the homepage, and then close the SMS service.

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Why is there a service charge? The first point is the relevant provisions of the state. According to national regulations, banks can charge a certain amount of SMS fees, but the premise of charging is to inform depositors that they cannot force depositors to pay without their consent. Although as early as 20 1 1, the central bank, the former China Banking Regulatory Commission and the National Development and Reform Commission jointly issued the Notice on Exempting Some Service Charges of Banking Financial Institutions, which exempted 34 RMB personal account service charges. Second, short message service still has a certain effect. Nowadays, many people are very disgusted with SMS service fees, and they all think that SMS service fees should not be charged. However, SMS service is also a very convenient function, which can inform the change of account amount. Nowadays, financial fraud and online fraud are frequent in society, and SMS service can make you know the change of account amount at a glance. Therefore, although many customers are very disgusted with the short message service charges, they acquiesce in the bank's charging behavior in order to keep abreast of account changes. Third, you can cancel the SMS service fee. Generally, the short message service fee of large state-owned banks is 3 yuan per month and 30 yuan per year. If you usually have small account business and little deposit and withdrawal business, you can go to the bank to cancel this short message service, so there will be no short message service fee. Many people have asked, how inconvenient it is. If you feel inconvenient, you can download a mobile banking APP and check your account at any time.

Cancel the service fee of CCB, either by SMS or on mobile phone pocket bank. If you don't want to, you can also cancel directly at the counter.