Will the online loan be sued after one month overdue?

1. How long will the online merchant loans overdue be prosecuted?

1, generally the amount is large, and you can sue if it is overdue for more than half a year. Loans overdue, an online merchant, will be prosecuted. A serious situation means that you are still unwilling to repay after collection, and the overdue amount is large. First of all, if it is overdue, depending on the length of time, it will have an impact on your credit information. If it is seriously overdue (more than 90 days), the credit investigation is a black account, and you cannot apply for any loan business before it is paid off. Secondly, there will be additional expenses such as liquidated damages and overdue interest.

2. Legal basis: Article 232 of the Civil Procedure Law of People's Republic of China (PRC).

If the parties or interested parties think that the enforcement act violates the law, they may file a written objection to the people's court responsible for enforcement. If a party or interested party raises a written objection, the people's court shall conduct an examination within 15 days from the date of receiving the written objection. If the reason is established, it shall make a ruling to cancel or correct it; If the reason cannot be established, the ruling shall be rejected. If a party or interested party refuses to accept the award, it may apply to the people's court at the next higher level for reconsideration within ten days from the date of service of the award.

Second, what will happen to the online merchant loans overdue?

If the situation of the online merchant loans overdue is not very serious, it will generally not be prosecuted, but after the deadline, there will be the following consequences:

1. After the online merchant loans overdue, the overdue records will be reported to the credit information system. Once the overdue records are displayed in the credit information report, it will be more difficult for the borrower to get a mortgage or car loan in the future;

2. Online merchants will lower the sesame credit score after loans overdue. Once the sesame credit score is lowered, it will affect the use and borrowing of flower beds. In addition, many lending institutions are now connected to the Sesame Credit System, so it is very difficult to borrow from lending institutions connected to the Sesame Credit System in the future.

3. After the online merchants came to loans overdue, they collected the online merchants' loans by telephone, SMS and door-to-door, which seriously affected the daily life of borrowers.