Why does WeChat send a one-yuan red envelope without SMS verification, but 200 yuan needs SMS verification?

We don't need SMS verification when sending a red envelope to WeChat for one yuan, but we need SMS verification when sending a 200 yuan, which is mainly limited by the "quick payment" function of the corresponding bank card deducted from the WeChat red envelope.

Fast payment is a brand-new payment concept, which is convenient and fast, and it is the development trend of future consumption. Its characteristic is "fast".

When the amount is less than the value specified by the bank, it will be deducted directly without SMS notification. After exceeding this specified value, you need to receive the verification code by SMS to ensure the safety of personal funds.