What should I do if I forget my transaction password for rural credit cooperatives’ mobile banking?

Log in to personal mobile banking to operate. The specific steps are as follows:

1. Select "Forgot Password" on the login page;

2. Enter the ID information, enter the mobile phone number verification page to obtain the SMS code, and enter the information according to the page display;

3. Enter the reset password setting page and submit it after the setting is completed, so that the reset will be successful.

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1. Rural credit cooperatives refer to rural cooperative financial institutions established with the approval of the People's Bank of China, with member participation, democratic management, and mainly providing financial services to members.

2. In accordance with the provisions of national laws and financial policies, organize and adjust rural funds to support agricultural production and comprehensive rural development, support various forms of cooperative economy and member family economy, and limit and crack down on usury. Their property, legitimate rights and interests, and business activities carried out in accordance with the law are protected by national laws. Its main task is to raise idle rural funds and provide financial services for "agriculture, rural areas and farmers" and rural economic development.

Mobile Banking Service, also known as mobile banking, is the abbreviation for using mobile communication networks and terminals to handle related banking services. As a new service that combines electronic currency and mobile communications, mobile banking not only allows people to handle a variety of financial services at any time and anywhere, but also greatly enriches the connotation of banking services, enabling banks to facilitate and Provide traditional and innovative services to customers in an efficient and safer way.

Composition:

Mobile banking is composed of mobile phones, GSM SMS centers and banking systems. During the operation of mobile banking, after the user issues instructions to the bank through the menu on the SIM card, the SIM card generates and encrypts text messages in a prescribed format according to the user's instructions, and then instructs the mobile phone to send text messages to the GSM network.

After receiving the text message, the GSM SMS system transmits it to the corresponding bank system according to the corresponding application or address. The bank preprocesses the text message and then converts the command into the host system format. The bank host processes the user's request. , and returns the results to the bank interface system. The interface system converts the processing results into SMS format, and the SMS center sends the SMS to the user.

Charging standards:

1. Industrial and Commercial Bank of China: 0.2 yuan/text or 0.3 yuan/text based on the number of text messages sent. Long-distance remittances are charged according to the over-the-counter personal remittance charging standards, which is 1% of the single remittance amount, with a minimum of 1 yuan and a maximum of 50 yuan. Recently, a 20% discount on remittance fees has been implemented.

2. China Construction Bank: long-distance transfers (remittances), inter-bank transfers, and transfers to enterprises. As of December 31, 2010, these three types of transfers enjoy a 0.15% handling fee discount, with a minimum of 1 yuan and a maximum of 15 Yuan.