Is it illegal for someone to send a message accusing me of not paying back the money?

It is also illegal to insult people who owe money. Whatever the reason, swearing may constitute a crime of abuse. In this case, try to negotiate with the parties. If negotiation fails, you can also collect relevant information for litigation.

Legal analysis

It is also illegal to abuse people who owe money, which may constitute a crime of abuse. The crime of insult objectively uses violence or other methods to publicly slander others; Subjectively, it can only be intentional, that is, the actor knows that his insulting behavior will cause damage to the reputation of others, and hopes or allows this result to happen. The object of this crime is the personal dignity and reputation of others. The rights of personal dignity and reputation are the basic personal rights of citizens. The so-called personal dignity refers to citizens' understanding and respect for their own or others' personal and social values based on their social environment, status, prestige, working environment, family relations and other objective conditions. The so-called reputation refers to the fame and reputation gained by citizens in social life, and it is the social evaluation of a citizen's morality, talent and credibility in social life. The so-called reputation right refers to the personality right with the maintenance and safety of reputation as its content. The object of this crime can only be a natural person, not a unit. Insulting legal persons and other groups and organizations does not constitute an insult. Objectively, this crime is characterized by publicly degrading personality and damaging the reputation of others by violence or other means, and the circumstances are serious. The act of insulting others. The main means of behavior are: violence insults the person, and the violence mentioned here only refers to the means of insult. For example, throwing feces at people, smearing people with ink, forcing people to cut their hair, forcing others to do degrading actions and so on. Instead of violence that harms their health. If the perpetrator has the intention and behavior to harm the health of others, he should be punished as the crime of injury. Verbal insult, that is, taunting and insulting the victim with vicious and mean language, makes him make a fool of himself in public, which is unbearable, such as orally spreading the victim's privacy and physical defects. Insulting words means revealing others' privacy, slandering others' personality and damaging others' reputation with the help of big-character posters, small-character posters, pictures, cartoons, letters, books and other public words.

legal ground

Article 293 of the Criminal Law of People's Republic of China (PRC) shall be sentenced to fixed-term imprisonment of not more than five years, criminal detention or public surveillance for any of the following acts of provoking troubles and disturbing social order: (1) beating others at will, if the circumstances are bad; (two) chasing, intercepting, insulting or intimidating others, and the circumstances are bad; (three) extortion or arbitrary damage, occupation of public or private property, if the circumstances are serious; (4) Causing serious disorder in public places. Whoever gathers people for many times to commit the acts mentioned in the preceding paragraph and seriously undermines social order shall be sentenced to fixed-term imprisonment of not less than five years but not more than 10 years and may also be fined. Article 293- 1 In any of the following circumstances, it is the collection of illegal debts such as high-interest loans. If the circumstances are serious, he shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also or only be fined: (1) using violence or coercion; (2) restricting the personal freedom of others or intruding into others' houses; (3) Threatening, stalking or harassing others.