Introduction of CITIC Yan Credit Card Red Card

Is CITIC Yan series credit card a gold card? It is the easiest to apply for a high-value gold card.

Since the issuance of Yan series credit cards by CITIC Bank, it has attracted the attention of many cardholders, and there are many colors to choose from. In this face-oriented society, there are a lot of high-value credit cards with exquisite and beautiful cards. Many friends who want to be friends are skeptical. Is CITIC Yan series credit card a gold card? The answer is yes.

Application conditions of CITIC Yan series credit cards

Yan Series Card is the gold card of CITIC Credit Card, and the application conditions are not very high. It is convenient to apply online through official website Bank, and the card can be issued within 1 day at the earliest. Of course, you must meet the following conditions:

1, aged between 18 and 60 years old, with full capacity for civil conduct;

2. The total assets of CITIC Bank reached 50,000 yuan;

3. Can provide proof of work and income with the official seal of the company;

4. Personal credit information is good and there is no overdue.

Credit card limit of CITIC Yan series

No matter which bank issues credit cards, there are different card grades. The higher the grade, the higher the credit limit. As long as you have good financial ability, you can apply for a high-grade credit card. The specific card amount is determined by the bank according to the application materials provided by the applicant and the comprehensive score of personal credit. Credit card limit standard of CITIC Bank:

1, and the credit line of Puka is generally between 3000- 1 10,000 yuan;

2. The credit line of the gold card is within the range of 10000-50000 yuan;

3. Generally, the credit limit of platinum card is more than 50,000 yuan.

The above is the introduction of CITIC Yan series credit cards as gold cards. In fact, in addition to this face card, CITIC Bank has many cards worth applying for. You may wish to see which cards are waving to you through the entrance of CITIC Credit Card.

Whether the credit card limit of CITIC Bank is high or not depends on your "strength"

Everyone has a love of beauty. The face value of credit cards is also one of the important factors to attract cardholders to apply for cards. When it comes to the face of credit cards, CITIC Bank Yanka deserves to be a peerless beauty in the credit card industry. Then, besides the high value, is the credit card of CITIC Bank also very high?

China CITIC Bank Yanka has an original "colorful series" credit card and customized Yanka. In addition to high-value cards, two different Yanka also belong to the gold card level in the card level, which is more suitable for young people to apply. However, the problem of high credit card quota that card friends are more concerned about needs dialectical analysis.

The credit cards of CITIC Bank are all gold cards. Generally speaking, the amount of credit cards issued will be between 6.5438+0 million yuan and 50,000 yuan. However, the application conditions of each applicant are different, and the initial amount of the bank is also different. To obtain a high quota, you need to meet the following high-quality application conditions.

1, stable work and high income, it is best to work in the work unit for more than half a year, and the higher the salary level, the better, and can provide effective supporting documents;

2, personal life is stable, married and educated, have their own home, and live in the local area for a long time;

3. It is best to have a college degree or above. The higher your education, the more you can reflect your quality and development prospects;

4. Additional financial proof, such as real estate license, vehicle driving license, large deposit certificate, running salary certificate, etc.

In short, the credit card limit of CITIC Bank is high or not, and the bank will make a comprehensive score decision based on the application materials you provide. If you want to get a high credit, show all your financial strength, but because it is a gold card, the maximum amount will not exceed 50 thousand yuan. Qicai card face application entrance

Is CITIC Yan Platinum Credit Card a Platinum Card?

Yes

CITIC Bank Yanbin Platinum Credit Card (free of annual fee) is a platinum card specially issued for young people. It is one of the easiest platinum cards to apply for. It costs 9 cents to watch a movie in Starbucks and the longest interest-free repayment in 9 yuan is 50 days.

CITIC Bank Yankawang Credit Card (CITIC Bank Bai Yan Standard Credit Card) is a high-end credit card product launched by CITIC Bank. It has a high face value and is convenient to avoid annual fees, and is loved by many cardholders.

What card does CITIC Credit Card Yanka belong to?

"Yan" series credit cards belong to the gold card level, and the application threshold is relatively low. If you have a stable job, you can earn more than 4,000 yuan, and the amount is generally more than 6,543,800 yuan and less than 50,000 yuan.

CITIC Bank's credit card has always been aimed at serving the public and will serve the public better in the future. Many people who have used credit cards know that credit cards are very convenient, not only in domestic supermarkets, but also in some foreign consumer places. Credit cards have greatly facilitated the general public and enabled banks to make more profits from them.

CITIC Bank credit card is one of them, but there are several problems to pay attention to when using CITIC Bank credit card.

First of all, we should develop good consumption habits and not brush off all credit lines without restraint. Credit cards are used because on some occasions, when cash and bank cards cannot be paid normally, CITIC Bank's credit cards have a certain amount, and the amount of ordinary quality customers will be higher accordingly.

In addition, it should be noted that the credit card of CITIC Bank must be repaid on time. Paying back on time is the embodiment of a person's sense of responsibility. If the cardholder can't guarantee timely repayment, it is best not to use a credit card.

CITIC Platinum Card will charge an annual fee after upgrading from Puka to Platinum Card, which cannot be offset by points. It will be deducted after the user explicitly upgrades, regardless of whether you open the card (Platinum Card). CITIC Bank Credit Card Center is a business department established by CITIC Bank Head Office in Shenzhen to conduct centralized operation, independent accounting, corporatization and professional management of credit card business.

CITIC Bank provides a number of financial services and can provide loans to all walks of life. Personal credit loans account for a large proportion in the loan business of CITIC Bank. In many cases, individual credit loans can apply for installment payment. Cardholders can apply for interest-free installment payment if the current bill amount reaches 800 yuan or above.

However, consumers who have spent money in shopping malls and made a single installment cannot use the bank's request for re-installment payment.

In addition, it should be noted that the cardholder of CITIC Bank's credit card can only apply for interest-free installment payment within three working days after the current bill date and before the repayment date.

If an individual wants to pay by installments, he can't change it after determining the number and amount of installments. This needs attention. In addition, we must repay in time to avoid more bad credit.

What are the application materials of CITIC Bank's Yanka application method?

CITIC Bank's card extension rights are very rich, and the card face also has 7 colors. It looks simple but very eye-catching, and its value is super high. Many friends want to apply for China CITIC Bank Yanka, so today I will tell you several application methods.

CITIC Bank Yanka Application Method

I. Application for outlets

1. Prepare personal qualification materials and other certificates and bring the second-generation ID card to the bank counter.

2. Take the application form and fill in the personal information truthfully.

3. After filling out the form, sign your name in the signature column.

4. Submit the application form and attach the prepared personal data for the bank's review.

Second, the official website application

1. Log in to CITIC Bank official website and click on the credit card.

2. Go to the credit card homepage and select China CITIC Bank Yanka to apply.

3. Fill in personal information and contact information truthfully.

4. Submit the form after completion.

3. CITIC Bank authorizes credit card processing,

What are the application materials?

1. Copy of personal ID card or military officer's card.

2. Personal work unit certificate and income certificate.

3. If you have other personal financial certificates, you can also copy them, such as a copy of the real estate license and a copy of the car driver's license.

The most basic application conditions for a credit card are:/kloc-a natural person aged 0/8 and under 65, with full capacity for civil conduct, a stable source of work and income and a good credit record.

The above is the relevant content for everyone, no matter which application method you choose, it is very convenient. However, I still want to remind you that the application materials will affect the final credit card limit. You must be prepared and fully prepared before you can apply for a high credit card.

What is the credit limit of CITIC Credit Card?

As a gold card level, CITIC Yan series credit cards naturally have a card limit of 1 0,000 to 50,000 yuan. In addition, the annual fee of the card is charged as follows: 200 yuan/year for the main card and RMB-0/00/year for the auxiliary card. Credit card or cash withdrawal once a month, free of annual fee for the first year. Credit card or cash withdrawal 5 times in the first year, free of annual fee in the next year; And so on.

The process of applying for Yanka is: 1. Open official website of CITIC Bank and click Credit Card-Apply for Credit Card; 2. You can see Yanka series credit cards on the home page, and click "Free Application"; 3. Select the card you like, then fill in the preliminary information, and then click "Next"; 4. Fill in personal details and submit them.

Basic application conditions for customized payment of CITIC Yanka: If the applicant is a local resident, the age must be between 18-65 years old; If you are a foreigner, you need to be between 25 and 65 years old. Stable work and income ensure that the applicant has a certain repayment ability. Personal credit is the premise for banks to issue credit cards. Applicants should have good personal credit information and no bad records such as overdue and cashing.

So much for the introduction of CITIC Yan Credit Card.