Which loans don't use face recognition?

Loan platform without face recognition

Loans that do not require face recognition have the following platforms:

The wallet is good; E term loan; Anjia card; Money, wallet; All wallets; Jianghu emergency; Straw wallet; Light speed loan; Goose loan; Urgent need for cash; Jiufuwanka; Xinyi loan; Believe in credit; Looking for loans; Mi fa coin wallet; Enjoy the loan; yuhua pebbles

One. Basic introduction

The essence of internet finance still belongs to finance, and it has not changed the characteristics of financial risks, such as concealment, contagiousness, extensiveness and suddenness. Strengthening the supervision of Internet finance is an inherent requirement to promote the healthy development of Internet finance. At the same time, Internet finance is a new thing and a new format. It is necessary to formulate a moderately loose regulatory policy to leave room and space for Internet financial innovation. By encouraging innovation, strengthening supervision and mutual support, we will promote the healthy development of Internet finance and better serve the real economy. Internet financial supervision should follow the principles of "legal supervision, moderate supervision, classified supervision, collaborative supervision and innovative supervision", scientifically and reasonably define the business boundaries and access conditions of various formats, implement regulatory responsibilities, clarify the bottom line of risks, protect legitimate operations, and resolutely crack down on illegal activities.

Peer-to-peer lending [2] includes personal peer-to-peer lending (P2P peer-to-peer lending) and online microfinance. Personal peer-to-peer lending refers to direct lending between individuals through the Internet platform. Direct lending on personal peer-to-peer lending platform belongs to the category of private lending, which is regulated by contract law, general principles of civil law and other laws and regulations, as well as relevant judicial interpretations in the Supreme People's Court. Network micro-loan refers to the micro-loan provided to customers by Internet companies through their controlled micro-loan companies. Network microfinance should abide by the existing regulations of microfinance companies, give full play to the advantages of peer-to-peer lending, and strive to reduce the financing costs of customers. P2P loan business is supervised by CBRC.

Second, the regulatory thinking.

2011On August 23rd, the General Office of China Banking and Insurance Regulatory Commission, China issued the Notice on Risk Warning of Renren Loan, which clarified four red lines that should be set reasonably:

1. Clarify the intermediary nature of the platform.

2. Make it clear that the platform itself shall not provide guarantee.

3. Don't engage in a fund pool.

4. It is not allowed to illegally absorb public deposits. After the industry is standardized, the CBRC and banks or third-party payment institutions will conduct fund custody. In view of the mixed industry in P2P peer-to-peer lending, provincial regulatory authorities can learn from modern information technology, establish relevant electronic registration and fund custody systems, and do a good job in special governance, so as to promote the healthy development of online lending platforms.

20 19 what online loans are there that only use ID cards without face recognition?

The following online loans do not require face recognition:

1, Tong Tong Wallet is a loan opening that does not need to be swiped, and there is not much requirement for the borrower's credit information. This chop can generally pay about 3000 yuan for everyone. According to some old users of all Wallet, the loan interest has been greatly reduced recently.

2. Baiqian Wallet is a loan opening that can be applied through Cai Xi Loan Supermarket. No need to brush your face, no need to provide any credit history. The amount of this slot is between 1, 000-5,000 yuan, the term is within 30 days, and the monthly interest rate is 1.2%, which can be repaid as you borrow it.

3, a good wallet is also an online loan that does not need to brush your face. You can use the credit card for more than 6 months. There are two kinds of good wallets: small ones, short ones and good ones. The short-term loan amount is less than 3,000 yuan, and the term is no more than 30 days. The installment loan amount is less than 30,000 yuan, and the term does not exceed 12 months.

4.e-time loan is a kind of online loan that does not need to brush your face, but you need to provide proof of work and income. The loan amount of this project is between 65,438+0,000-65,438+0,000,000 yuan, and the loan period shall not be less than 6 months or the installment loan shall not exceed 36 months.

5. Anjiapai is a way to open a loan that requires credit reporting, but it does not require the borrower to brush his face. The loan amount of this project is 1 0,000-30,000 yuan, and the term is more than 3 months. At present, Anjiapai only provides loan services for young people aged 20-50.

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I. The loan processing flow is as follows:

1, prepare data. Including loan application, customer's ID card, household registration book, income certificate, marital status certificate and other materials (if there is a spouse, spouse's ID card and household registration book are also required). If it is a mortgage loan, it is necessary to issue a certificate of property rights of the collateral; If it is an unsecured loan, it needs to provide a good credit record;

2. apply. When you apply for a loan from a bank or a law firm entrusted by a bank, you need to sign a loan contract with the bank as a legal document binding both parties. 3. Payment review. If it is a house purchase loan, the law firm entrusted by the bank will first conduct a preliminary review of the customer's application, and if it is qualified, the bank will conduct the final loan approval; If the review is unqualified, the bank will return the relevant information of the customer and the fees charged;

4. Go through other legal procedures. In addition to the contract, the customer also needs to go through some legal procedures. If it is a mortgage customer, the customer needs to register the mortgage in the bank for future inquiry.

5. Bank loans. After the customer's relevant procedures are completed, the bank will approve the loan according to the borrower's evaluation or submit it to the superior for approval. Subsequently, the staff will inform the customer of the loan amount, loan term, loan interest rate and other related details, and issue a loan instruction to transfer the loan project to the customer's account.

What loans are there that don't need to be brushed?

Loans that don't need to be brushed.

In the past two years, face brushing technology has been widely used in our lives. You can use mobile banking to transfer money, eat in KFC and buy insurance in Ping 'an. The same loan is no exception. Now, when you apply for a loan, one step is to brush your face. Although this operation ensures the security of our information, it does make the account opening process more complicated. So, are there any online loan places in the market that don't need to brush their faces? Let me summarize one or two for you.

E times

E-Time Loan is a financial information service platform of Chongqing E-Time Loan, which provides loans and other related businesses for white-collar workers. The application process is as follows: first, register a member account-then carry out real-name authentication to get a basic credit score of 750 points-finally, click the emergency loan to apply. The whole process is relatively simple, and there is no need to brush your face. However, if you want to get a higher credit rating and credit limit, you can submit more detailed information and describe the purpose of the loan in detail.

Yes

Youbai is a new platform for piglet's enjoyment series, with a maximum loan amount of 265.438 million yuan and a service life of 7 days. The application threshold is low, as long as the age is 18-50 years old, not a student, sesame has good credit, and there is no need to brush your face.

Good wallet

Good Wallet is an APP focusing on small installment, which mainly solves the daily consumption installment needs of young people, and provides a flexible installment business of 2,000-5,000 yuan and 12 months -24 months. The application process is as follows: download wallet app and complete registration-submit relevant information-submit loan application-review loan.

Tong Tong wallet

All wallet audit materials are basically divided into ID card, sesame sub-authentication, contact authentication and operator authentication. As long as the sesame credit score is above 500 and there is a real-name authenticated mobile phone number, the flower garden quota can basically be opened.

China merchants bank lightning loan

There are also some bank-based loan products that do not need to be brushed. At present, lightning loans have been opened to some customers. China Merchants Bank will actively push loan credit information to customers who meet the credit conditions through SMS. If you have a savings card of China Merchants Bank, you can log in to mobile banking and enter the application page in "My → All → My Loan → My Lightning Loan". The minimum loan amount is 1 1,000 yuan, and the maximum loan amount is 300,000 yuan.

Which loans do not require face recognition and bank cards?

Generally, it is an online lending platform, and it is necessary to carefully distinguish between true and false to prevent being cheated. There are many platforms that don't need face recognition, and you don't need to bind a bank card to prevent being cheated.

First, there is no need for a face recognition platform.

1, CCB Express E Loan

The pure credit loans of China Construction Bank include fast e-loan, financing e-loan, pledge e-loan, car e-loan and wo e-loan, among which fast e-loan is a product specially designed for users' small needs, and face recognition is not required for pure online application. Users with CCB cards have the opportunity to obtain the quota, and the system will evaluate the qualifications of borrowers from time to time.

2. Microfinance

Internet microfinance, a revolving consumer loan under Weizhong Bank, does not need mortgage guarantee, and its target groups include individual consumers, heads of individual industrial and commercial households, small and micro business owners and individual shareholders of enterprises. The maximum amount is 300,000 yuan. You can apply without face recognition. You can get the amount by using the WeChat payment function and maintaining good credit.

3. ICBC financing electronic loans

Unsecured, unsecured and pure credit micro-loans can be handled through online banking and mobile banking. The amount is between 60 yuan and 800,000 yuan, which can be recycled. Personal information can be processed without face recognition. Borrowers need to have a fixed job, a stable source of income or a reliable repayment guarantee.

4. Recruit good loans

You can apply for a loan at the age of 18, and the loan period ranges from 3 to 36. Everyone can choose freely according to their own situation. Whether it's home improvement, education, travel or buying large pieces of furniture or electrical appliances, users can apply for quotas, and they can operate with their mobile phones without face recognition.

2. What are the loans without bank cards?

1, flash the money to send.

This loan software is suitable for students, office workers and self-employed, and it is easy to apply for a loan without a credit card. The limit is generally between 500-5000 yuan, which requires sesame credit authorization.

2. Free loans

"Sui Xin Loan" is a micro-loan product jointly launched by Hilong Finance and Bank of China Consumer Finance. You can borrow with your ID card, with a maximum amount of 5,000 yuan. You can apply for a loan just by downloading the random loan app, and you can get the cash in 2 minutes and lend it directly to the bound bank card.

3. Lightning small loan

The threshold for lightning small loans is low. You only need to fill in your personal information, and you can receive the loan in a few hours. The general loan amount is between 65,438+0,000-50,000 yuan, with low monthly interest and flexible term. It can be said that 30 minutes of evaluation and 2 hours of lending.

4. White stripes on hunting horses

Hunting White Horse is a small fast loan software. With an ID card, you can get a loan without a credit card, and you can get a loan 1 hour. Download the Hunting Horse White Strip app to apply for a loan quickly, and the review time is short.

Step 5 borrow money for consumption

Borrow money to spend provides short-term and micro-loan services to borrowers. When the borrower submits a loan application through borrow money to spend app, the system will conduct real-time credit verification, and the loan can be released quickly after the verification is passed. Provide a loan line of RMB 2000-5288 for 1-3 months.