The credit card suddenly has no limit. Why?

With the increasing use of credit cards, many people have applied for credit cards, and even many people have applied for several credit cards. When many people use credit cards, the credit card suddenly has no limit, so the credit card suddenly has no limit. Why?

The credit card suddenly has no limit. Why?

1 has overdue behavior.

In the process of using the credit card, the cardholder fails to repay on time, which leads to the overdue behavior of the credit card, and the credit card is overdue more than once or twice, because in order to prevent risks, the credit card limit will be fully recovered until the cardholder is qualified to use the credit card.

2 credit cards suspected of cashing out

Credit card cashing is very serious, and banks do not allow credit card cashing. In the process of using the credit card, the system detects that the credit card is cashing out, so the credit card limit will be frozen, resulting in no credit card limit to use. Only after proving to the credit card bank that there is no suspicion of cashing out and the bank unfreezes can the credit card limit be used.

The sudden shortage of credit card limit is generally caused by the above reasons, among which the suspected cash withdrawal can be said to be very serious. Once the bank detects that the credit card has been cashed out, unless strong evidence is provided to prove that it has not been cashed out, it will easily lead to the permanent unfreezing of the credit card.