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What is the associated account of rural commercial banks?
Hanging can better carry out business services and function expansion, which is conducive to better serving customer needs and online and offline activities. The so-called registration means that when we need to use a variety of banking services, we can add a bank account number to the original online banking account number to realize multi-purpose for one number. Adding rural credit accounts means that other bank accounts can be added to the online bank accounts of rural credit cooperatives. Similarly, the online banking services of other banks can also be added to the accounts of rural credit cooperatives. With the increase of hanging, we can do business with many banks more conveniently, without switching between different bank apps and online banking frequently. However, it should be noted that a master account cannot be attached to other accounts indefinitely, and only five accounts can be opened at most.
All debts incurred by the supplementary cardholder when using the credit card shall be borne by the main cardholder, who shall directly perform the debts to the card issuer or special unit. Therefore, the relationship between the main cardholder and the deputy cardholder is mainly the ownership of property, or the understanding and trust of both parties, as well as gifts, agreement entrustment, payment commitments and so on. At the same time, it also determines that the main card and the auxiliary card belong to the same account, and the credit line is enjoyed by * * * *. The new account number of rural commercial banks refers to single account and multi-line business. In the single customer multi-bank service system, a customer number can be connected to multiple fund accounts. A capital account has established a tripartite deposit relationship, corresponding to a bank card. You can open up to five fund accounts, but only one main fund account. Please consult the bank card account opening business department of your rural commercial bank to see if you can handle single account multi-bank business.
1. Different logout permissions. The main cardholder has the right to cancel the supplementary card, and the deputy cardholder cannot cancel any card independently;
2. The credit card limit is different. The main card limit is the credit limit of the credit card. The amount of the secondary card is determined according to the amount of the primary card. The holder of the primary card can also limit the number of secondary cards. If the main card has no quota limit, the quota of the auxiliary card is the same as that of the main card;
3. The cost is different. The annual fee of the main card is generally charged according to the level of the card, and the annual fee of the auxiliary card is generally calculated according to the annual fee of the main card, which is generally half of the annual fee of the main card.
4. Different application conditions. The application is mainly strict, requiring proof of income and follow-up credit report. To apply for a secondary card, you only need to have a lineal relatives with the main card holder.
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