How to cancel the credit card of CCB? CCB Credit Card Cancellation Process

If you don't need to continue using your credit card after it is lost or damaged, or if it is rarely used, it is recommended to cancel it in time. After all, the annual fee of credit card is high, and it is also risky to be idle. Let's take a look at CCB's regulations on credit card cancellation.

How to cancel the credit card of CCB?

You can call the credit card service hotline of China Construction Bank at 95533 (overseas: 86-28-95533), or apply for cancellation of your credit card at the counter of the local card issuer.

There is a difference between credit card cancellation and account cancellation. If you have multiple credit cards in a bank, canceling only one of them is called card withdrawal, while canceling all the credit cards in that bank is called account cancellation. Whether it's card refund or account cancellation, you can operate through the bank's credit card service hotline.

CCB credit card cancellation process;

1 Pay off all bills, and be careful that no balance overflows. Before canceling the card, it is necessary to confirm whether all debts on the current card surface have been paid off;

2 apply to the issuing bank for account cancellation, and pay attention to the difference between card cancellation and account cancellation;

3 Waiting for the inspection period, the bank inspection period for confirming the cancellation of the card is usually 45 days;

4 cut off the credit card that has been successfully cancelled. In order to avoid the theft of credit cards and personal information, remember to cut the abandoned credit cards along the magnetic stripe after the card is successfully cancelled.

CCB official reminder: If the credit card is lost during card cancellation, in order to ensure privacy and safety, it is best to report the loss first, and then go through the card cancellation procedures. When you apply for canceling your credit card, the staff will ask you what the reason is, and everyone can answer according to their actual situation. Unless your card is still in arrears, there is no refusal to cancel.