What is good for WeChat applet rural credit?

Rural Credit Easy Sweep is a large-scale innovative collection product launched by rural credit cooperatives for merchants. It is a collection artifact that integrates payment methods such as WeChat, Alipay, rural credit cooperatives and mobile banking scan code payment, and also supports credit card payment. Rural Credit Easy Sweep faces the problems of wide range of merchants and low entry threshold. Whether the business is in farmers' markets, roadside stalls, supermarkets, restaurants, restaurants, bakeries, etc. , can be opened. Merchants can apply for business as long as they have a bank account of the rural credit cooperatives, need an ID card and do not need any business license.

：

Characteristics of rural credit card easy to scan

1, rural credit easy scan supports the instant voice broadcast function of transaction information, which is simpler and faster.

2. Support independent two-dimensional code multi-store management at each point.

3. The daily operation details are clear at a glance, and the bill statement is exported, which is easy to reconcile.

4. Payment binding employee branch management.

5. Support multi-store and multi-employee collection to facilitate performance statistics.

Rural credit cooperatives rural credit cooperatives can be said to be a dark horse killed by the payment market. If it is installed in a rural merchant, the funds will directly enter the account of the rural credit cooperative bound by the customer, and there is no need to go through complicated procedures such as cash withdrawal.

Rural credit cooperatives face a wide range of merchants and low barriers to entry. Whether the merchant is in a farmer's market or a roadside stall, or a supermarket, restaurant, beverage store, bakery, etc. , can be opened. As long as merchants have bank accounts of rural credit cooperatives, they do not need any business licenses, and they can apply for opening with their ID cards. However, the general merchants are most concerned about issues such as the easy-to-scan collection fees of rural credit cooperatives.

At present, the handling fee rate of QR code collection in rural credit cooperatives is about 0.2%, which is basically the same as that of major banks. In addition, after receiving money on WeChat and Alipay, a certain handling fee is also required for cash withdrawal. No matter on which platform, there is a certain rate to maintain the stability of the platform, right?

However, it is worth reminding that if the rural credit card is easy to scan, if there is a holiday, the arrival time will be delayed. For example, the money received on Friday will not arrive until next Monday. If you encounter important festivals such as National Day, Labor Day, Spring Festival, etc., the credit time will be longer. This still has some disadvantages compared with WeChat and Alipay.