If the bank card is stolen, the SMS is free.

Mr. Li, who lives in Nanjing, had his bank card stolen 1000 yuan. After the negotiation with the bank was fruitless, he took it to court. Will China UnionPay Express get compensation for stolen bank cards? How do criminals use China UnionPay to swipe their bank cards quickly? Let's take a look at it next.

201165438 2006+1Late at night on October 27th, Mr. Li just took the child home from the hospital. Unexpectedly, as soon as he entered the door, he received three text messages in succession, each of which was a reminder message for bank card consumption. In just a few minutes, criminals took away more than 10 thousand yuan from the ATM in Changsha. Mr. Li quickly went to the ATM to withdraw money and called the police in time. Finally, Mr. Li took the bank to court.

In the process of giving evidence in court, Mr. Li's bank card was opened by criminals, and the bank card was bound for trading, and it could be traded through the bank trading system without my knowledge. This shows that the bank trading system has defects in anti-counterfeiting technology and security, and has not fulfilled its security obligations, which has caused losses to Ruan and should be compensated. In addition, the bank argued that Mr. Li was at fault for leaking personal information, but failed to provide evidence. So the court ruled that the bank should pay full compensation.

As can be seen from the above example, if the bank card is stolen through China UnionPay Express, as long as the following points are achieved, the bank will pay 100%.

1. If the stolen brush is found, notify the bank to report the loss or freeze the card as soon as possible.

Second, it is suggested to check the ATM deposit and withdrawal situation at the first time and take the card to the bank to print the detailed bill of the card to prove that it is not your fault that the card is in your own hands.

3. Call the police immediately at 1 10 to tell the police the truth.