Which bank loans don't look at personal credit information?

What are the loans that do not require credit reporting?

There are many loans that do not require credit reports, as follows:

1. Loans that don't require credit investigation include pat loan, credit wallet, kiss loan, Dafeiyun loan, me loan, mobile phone loan, you-me loan, finger loan, Cao Cao loan, malt loan, flash silver loan, magic lamp loan, Beijing Jiufu loan, magic cash, flowers for you _ silk loan, you-me financial loan and credit. Quick Loan, Didi Good Loan, Butyl Loan, Wanda Loan, American Loan, Lebao Loan, Want to borrow money, Quick Loan, Quick Loan Bear, Sweet Orange Small Loan, Blue Collar Loan, Mavericks Loan, Cash Bus, Pratt & Whitney Quick Loan, Atomic Loan, Meme Loan, Renren Loan, Xinshan Loan Hi Seconds Wallet, Lightning Loan, Reading Seconds Loan, Xiaohua Wallet, Xiaomi Finance and Fun Loan. The following is a detailed introduction of some loans.

(1) I came to borrow money. This is a mobile loan application designed for young people. There is no need to check the credit. It is the fastest-growing micro-mobile loan product for college students and white-collar workers in China.

(2) Easy to borrow money is an interesting start. You can pay without checking the credit. The loan amount is less than 3000 yuan, and the service life is fixed at 7 days. But you must have a real-name mobile phone number and Alipay. I don't think much about credit investigation.

(3) For cloth wallets, if you don't look at credit loans, I suggest you try cloth wallets. As long as more than 500 sesame seeds can be provided, the pass rate will be greatly improved.

(4) Internet financial service platform provides users with short-term services. Generally speaking, I don't read credit surveys.

Harm of loan

1. If it is a penalty interest, 50% interest will be charged.

2. You can't enjoy preferential loans or even apply for loans.

3. Have bad credit records, which will affect the handling of loans and credit cards in the future.

4. Narrowing the blacklist even affects children. For example, children can't go to key schools

The bank wrote a lawyer's letter to sue: if it is not returned for more than 3 months, it will be very serious! The loan bank will urge the loan to be received in accordance with the law and bring a lawsuit to the court according to the loan contract and guarantee contract. Measures such as property preservation will be taken, including freezing deposits in all bank accounts of lenders and loan guarantors, and sealing up collateral and pledge.

What are the fastest and absolutely true loans without looking at the credit information?

Don't look at what are the fastest and absolutely true loans for credit investigation:

1, money to spend: small full financial credit loan, no mortgage guarantee, online submission of information and completion of certification according to the prompts, and loan after obtaining the quota. Although the money is approved quickly, it also depends on the borrower's credit situation. Generally, as long as the system is approved, the results can be obtained in a few minutes, and the money can be borrowed on the same day after passing.

2. Borrowing money: Borrowing money is also a relatively easy payment method. Anyone who borrows money knows that borrowing money is quick. Many people get the money through examination and approval within minutes after submitting the loan application. It is suggested to maintain good credit before borrowing, fulfill the contract on time, and use Alipay more to improve your activity. The higher the comprehensive score, the easier it is to borrow money.

If there is demand, it is recommended that you use 360 IOUs, which are based on 360 big data, and then comprehensively evaluate users' credit, and finally provide users with instant consumption loans on this basis. The maximum loan amount is 200,000 yuan (click the official free loan amount), and the daily interest rate is as low as 0.03%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security. Tips: The above information is for reference only, and no loan suggestions are made. In the process of online lending, we must pay attention to preventing risks. In order to ensure the safety of funds and prevent routine loans, we suggest that you choose a formal bank or a formal loan platform based on your own judgment after fully understanding it, and borrow reasonably according to your actual situation.

Rural commercial banks do not look at credit reporting for loans.

To apply for a loan in a rural commercial bank, you should check the credit information. Bank loans need to be checked for credit information, because banks should judge users' repayment ability, willingness to repay and debt ratio through credit information. If you don't check the credit information, you can't know the credit qualification of the borrower. Therefore, before applying for a loan from a rural commercial bank, you must ensure that your credit information is good and there is no bad credit record.

If the credit is not good, you can also apply for a loan from a rural commercial bank, but there is a high probability that it will not pass the loan review.

The above contents are for reference only, and no loan suggestions are made. Online lending is risky, so choose carefully!

I suggest you take the money from Xiaoman Finance (formerly Baidu Finance) to get a loan. The borrower only needs to provide the second-generation ID card and bank card, and the age must be between 18-55 years old. The approval is very fast, as long as 30 seconds at the earliest, and the loan funds can be received in 3 minutes at the earliest. The maximum loan is 200,000 yuan, and the minimum daily interest rate is 0.02%.

Xiaoman-Rich Flowers (the second batch) Click online measurement.

Reminder: Try to withdraw cash in full after the quota is issued, because risk control is dynamic. Now the loan is not enough. If there is demand, it is best to withdraw it in full. Support early settlement of repayment after the first installment.

Many people don't have enough money to spend. You can try the following two platforms, which are also relatively formal licensed financial institutions! The audit is relatively less strict! 360 IOU is the financial service of 360 antivirus software, and installment music is owned by Lexin, both of which are big companies.

360 IOUs, with a maximum loan of 200,000!

Click online measurement

Staging music can be borrowed up to 50 thousand!

Click online measurement

2020 does not look at what is good for credit reporting.

It is recommended to choose formal channels to handle loans. If you need to apply for a small cash loan, China Merchants Bank launched a lightning loan business. At present, you can apply through the mobile banking app, or you can check whether you are eligible to apply.

1. After the lightning loan is released, the cash will be released to the designated account. Funds can only be used for normal bulk consumption and transfer, and may not be invested or flowed into the stock market or real estate.

2. If you have a savings card of China Merchants Bank, you can log in to mobile banking and click "My → All → Loan → Flash Loan" to apply for flash loan. Your specific quota will be verified according to your business situation in China Merchants Bank, and you can check it after your application is successful.

3. Different types of lightning loans have different quota regulations. Generally, the maximum credit line does not exceed 300,000 yuan, subject to the loan page. If you have obtained the qualification of lightning loan, you can log in to the mobile banking APP of China Merchants Bank or the online banking "lightning loan" module to check your maximum application amount. The minimum amount of a single withdrawal is 1 1,000 yuan, and the maximum amount does not exceed the limit, and it must be an integer multiple of 1 1,000.

4. There are two ways to apply for a loan within the lightning loan limit:

(1)/kloc-lend within 0/5 minutes, and automatically approve within 5- 10 minutes. Lend immediately after approval, and notify the result by SMS.

(2)t 1 day loan. T 1 day will be verified by phone, and the loan will be arranged after confirming the information. If you don't answer after three times of active contact, the application fails and you need to apply again.

Tips: ① If there is no automatic lending within 5- 10 minutes, it is normal to wait for telephone review. The approval progress cannot be directly queried, and the approval result shall prevail.

(2) When the lightning loan is built, there will be inquiry records on the credit information. If you only successfully established the amount and did not withdraw money: there will be no record of the amount in the credit report; Every subsequent withdrawal, there will be a new loan record in the credit information.