How do ants upgrade to online business loans? Three ways can help you!

; ? There are many Alipay loan products, which not only cooperate with third-party lending institutions, but also allow users to apply for loans and online business loans under Alipay. But only one online business loan and loan can be opened. Now many people already have loan lines. If you want to get a higher quota and lower interest rate, how can Ant Lending Bao be upgraded to an online merchant loan?

Warm reminder: The following methods are not limited to being borrowed by ants. As long as you have a Taobao Alipay account, you can use the following methods to open online business loans.

1, Taobao shop opened.

If you want to quickly open online business loans, then opening a shop is the fastest and most effective way. Upload a real personal photo with a real-name certified personal account and pay a deposit of about 1 0,000 yuan to start putting the goods on the shelves.

At this point, you don't need to buy your own goods and sell them yourself. You can find a product on Alibaba, which can be maintained daily after being put on the shelves. As long as the store has sufficient funds and good reputation, it is easy to upgrade the online business loan.

2, idle fish second-hand shop

Idle fish is a relatively simple way to upgrade and does not need to be opened. As long as you have an Alipay account with personal real-name authentication, you can download the idle fish APP to release idle items, or you can find friends and relatives to place an order, but this method is easily controlled by the wind. It is suggested to find some real second-hand goods for sale.

It takes a long time to upgrade the online merchant loan by using idle fish, and a certain number of transactions are needed to succeed. If you often visit idle fish and ask for help from idle friends, you can choose this method to gradually improve your reputation.

3. Personal collection code

Opening process: log in to Alipay APP, enter "Collection", select "Merchant Collection" below the QR code and click to enter the page of applying for collection code. Mail the application form to your hand and pay the 3 yuan production fee. After completing the application of the above-mentioned "money collection code", the Alipay account applying for the "money collection code" is now a merchant identity, and then you need to brush all kinds of money. You can send screenshots to colleagues, friends and family around you, let them scan the code and transfer it to you, and accumulate the collection flow. After reaching a certain amount and frequency, you can open online business loans.

To sum up, online business loan is a good conscience online loan, which is suitable for people with large capital needs and can apply for long-term loans with high amount and low interest rate. However, every online merchant loan will be granted credit, and it will definitely be granted after the deadline. Therefore, if you care about credit records, you should carefully open online business loans.