Provident fund is paid in Chuzhou. Can Gushi buy a house?

Chuzhou is a city under the jurisdiction of Anhui Province, and Gushi County is located in Henan Province. At present, these two regions do not open inter-provincial provident fund loans, and it is impossible to use the provident fund to buy a house in different places.

Although in September of 20 15, the Ministry of Housing and Urban-Rural Development issued the Notice of the Ministry of Housing and Urban-Rural Development on the Operation of Individual Housing Loans from Housing Provident Funds in Different Places. But at present, only four cities have opened inter-provincial provident fund loans. For Wuhan, Xi, Chengdu and Changsha, other cities have not yet opened inter-provincial loans.

Notice of the Ministry of Housing and Urban-Rural Development on the operation of housing provident fund for individual housing loans in different places

Second, the handling process

(a) the loan city provident fund center accepts the consultation of employees' loan business in different places, and informs the materials needed for loan review at one time.

(II) The employee himself or his client applies to the municipal provident fund deposit center, and the deposit center verifies the employee's deposit of loans according to the employee's application, and issues the Certificate of Deposit and Use of Housing Provident Fund for employees who have never used the housing provident fund or whose first housing provident fund loan has been settled.

(3) After accepting the employee's application for off-site loan, the loan city provident fund center shall verify the authenticity and completeness of the information in the Certificate of Deposit and Use of Housing Provident Fund for Employees with Off-site Loan to the deposit city provident fund center. If the verification is correct, the loan approval procedures shall be fulfilled within the prescribed time limit, and the results shall be fed back to the Municipal Provident Fund Center. Deposit to the city provident fund center to identify the situation of employees' loans in different places, and establish a detailed account of employees' loans in different places.

(four) during the loan repayment period, if the personal account of housing provident fund is transferred, the original deposit city provident fund center shall promptly notify the loan city provident fund center and transfer it to the city provident fund center. Transferred to the city provident fund center should be re-identified and recorded in a timely manner after receiving the employee housing provident fund account.

(5) In loans overdue, the deposit city provident fund center should cooperate with the loan city provident fund center to carry out loan collection and other work, and deduct the balance of the loan employee provident fund account to repay the loan according to the loan contract.