About the scam of online banking transfer

This is the case. The swindler transferred money to you at the Bank of China, and deliberately entered a wrong number in the account, but there was always a short message to remind you. Because the Bank of China has already remitted money, you will receive a text message. However, if the account number is wrong, the Agricultural Bank cannot enter it in the account and will return it. Therefore, it is impossible for you to receive the remittance. Next time, we will deliver the goods after confirming the receipt. They used your ID number, name, bank card number and the verification code received by the reserved mobile phone to register on third-party payment platforms such as Alipay and Tenpay, and opened the fast payment of your bank card, covering your money! !

When online payment, WeChat grabbing red packets, mobile phone group buying and other fashionable and convenient online consumption become more and more popular, the security problem of bank card payment network can not be underestimated, and the payment risk has quietly come to us. So, what are the scams of online banking fraud introduced to you today?

1, phishing website "

For example, if you receive a text message or email, and your online banking account needs to be upgraded, you will be tricked into logging in to the "phishing website" and stealing customers' funds.

2. False links

For example, in online shopping, criminals cheat customers to make false online payments by sending false links. Or in the name of refund and return, cheat customers to transfer money through online banking.

3. Telecommunication or advertising fraud

For example, call to inform you that there is a court summons, or that medical insurance is about to expire, or that there is an email to defraud the funds in the personal online banking account to what criminals call a "safe account or a supervision account". Inform you that your bank card has been stolen from other places, or your account is suspected of money laundering. You need to register online banking for anti-money laundering monitoring.

When you receive a text message or email, or see an advertisement, you are told that you can apply for an unsecured or unsecured bank loan, or have a lucrative investment project, you are in the financing stage. You need to deposit and register for online banking to apply for online capital verification.

If you are told that you can apply for a credit card with a high overdraft limit or you can repair your personal credit, you need to sign up for online credit evaluation and credit repair.

Social organizations at home and abroad, such as self-proclaimed subsistence allowances, medical insurance, accident insurance, and national tax rebates, require individuals to sign up for online banking with their frequently used passbooks or cards to distribute relief funds and monitor the use of funds.

4. Super online banking authorized payment

Trick customers into signing an inter-bank authorized payment agreement (People's Bank of China Super Online Banking) without knowing it through various means, initiate a deduction instruction, and steal customers' funds.

5. cajole into signing a contract

For example, if you receive a text message or email, or see an advertisement telling you that you can apply for unsecured or unsecured bank loans, or pay dividends for various investment projects, you need to sign a mobile banking contract for capital verification.

By sending all kinds of winning information and preferential information, it is required to register for mobile banking to receive bonuses.

Personal tax avoidance planning requires you to sign your frequently used passbook or card into mobile banking before you can use the online tax avoidance system.

6. Trojan horse transplantation

For example, downloading irregular mobile phone application software, which contains viruses such as Trojans, steals customers' mobile banking fund accounts and passwords.

Using illegal wifi to surf the Internet, scanning the QR code from unknown sources, may also be infected with a virus, resulting in the account being stolen.

7. The mobile phone card was impersonated.

Criminals use mobile operators to impersonate mobile phone SIM cards and steal customer-related mobile banking information.