Is there a limit for mobile banking transfer?

With the development of smart phones, mobile banking transfer has replaced the traditional online banking transfer, so is there any restriction on mobile banking transfer? Today we will talk to you about this problem.

In fact, there are many verification methods for mobile banking transfer at present, and the transfer limit is different.

1. Transfer money by SMS verification code

Mobile banking transfer needs to receive SMS verification code, which is also the most common transfer verification method, but the transfer limit of this method is relatively low, such as:

1. ICBC transfers money by SMS verification code, with a daily limit of only 5,000 yuan.

2. CCB transfers money in mobile banking through SMS verification code, which is also the maximum limit of 5,000 yuan per day.

Therefore, although it is convenient to transfer money through SMS verification code, the security is not high, and the bank usually has a low limit.

Second, transfer money through security tools.

In addition to SMS, banks also use tools with higher security, such as dynamic password or U shield. Transferring money through security tools will greatly increase the limit, such as:

1. ICBC cryptographer customers can transfer up to 500,000 yuan in mobile banking every day, which is 100 times that of SMS.

2. For dynamic password card users of China Construction Bank, the daily limit of mobile banking transfer is 50,000 yuan, which is also increased by 10 times.

Conclusion: As can be seen from the above, there are restrictions on mobile banking transfer, and the restrictions are different in different ways. If you usually need to use mobile banking to make large transfers, it is best to apply for a security tool, or you can transfer money through apps such as Alipay and WeChat.