Is credit on credit?

Credit Suisse is not a single loan product, but a loan platform. There are many loan products on this platform, some of which need credit investigation, while others do not. Users need to judge whether the loan product is on credit according to the lender of the loan product.

If the lender of the loan product is a licensed bank or a formal financial institution, then the loan product will receive a credit report; If the lender of the loan product is not a licensed bank or a formal financial institution, then the loan product is not within the scope of credit investigation.

All commercial banks are connected with the personal credit information system of the People's Bank of China. As long as the lender of the loan product is a commercial bank, the loan product will grant credit. Formal financial institutions: all commercial banks, trust companies, finance companies, leasing companies, asset management companies and some microfinance companies. Some insurance companies began to access credit insurance business.

Users can view lenders in the loan details page. If the user has not borrowed money, the user can borrow 1 yuan from Credit Suisse Bank, and the lender can be seen after borrowing. Regardless of whether the loan products provided by Credit Suisse are on credit or not, users need to repay on time.

As Credit Suisse is a loan platform, it provides users with a variety of loan products. If the user's judgment on the lender is inaccurate, it may affect the user's use of bank loans and credit cards.