Why can't WeChat collect money?

The reasons why the collection of WeChat QR code is restricted are:

1, it may be that the account has been reported. You can consult WeChat customer service to solve it.

2. WeChat static barcode payment is limited. You can't pay if you exceed the limit, because static bar codes have certain payment risks, and the daily payment limit of static bar codes is 500 yuan RMB. If users spend more than 500 yuan, they can use dynamic bar code to pay. There are three levels of dynamic bar code payment, namely, independent agreement, 5000 yuan, 1 000 yuan.

3. It may be maintaining the WeChat payment function. It is suggested to scan the code for payment later.

Wechat payment user card binding

By the end of 20 17 and 12, the number of users of wechat payment cards had exceeded 800 million, with nearly 400 banks and more than 30,000 service providers.

1. Open WeChat, enter the "Me" option and click "Pay".

2. After entering the "Payment" option, click "Wallet" in the upper right corner to enter the "Bank Card" option, and click "Add Bank Card" to set the password;

4. Enter the name and card number of the bank card holder according to the prompt;

5. Fill in the card type and mobile phone number and bind them;

6. The mobile phone will receive a short message with a verification code, and the verification code will be filled in and confirmed;

7. Enter it twice to complete the payment password setting, and the bank card is bound successfully.

Wechat Payment [24] has five major security guarantees to provide users with security protection and customer service.

Technical support: Tencent Big Data supports the WeChat payment background, and massive data and cloud computing can judge whether the user's payment behavior is risky in time. All-round identity protection based on big data and cloud computing ensures the security of user transactions to the greatest extent. At the same time, WeChat secure payment authentication and reminder technically ensure the security of every link of the transaction.

Customer service: 7*24 hours customer service, plus WeChat customer service, to solve problems for users in time. At the same time, the exclusive customer service channel opened for WeChat payment will reply to users' questions as quickly as possible and make processing judgments.

Business alliance: WeChat payment based on smart phone will be protected by Tencent Mobile Manager and other mobile phone security application vendors, and together with WeChat payment, it will form a business alliance for secure payment.

Security mechanism: WeChat payment considers users' psychological feelings from all aspects of product experience and forms a set of security mechanisms and means. These mechanisms and means include: hardware lock, payment password verification, terminal abnormality judgment, real-time monitoring of transaction abnormality, transaction emergency freezing and so on. This whole set of mechanism will form all-round security protection for users.

Payment password setting process

Open WeChat, click I- Open Wallet-Select Bank Card in the lower right corner of the screen, click Add Bank Card, fill in the relevant information of bank card according to the prompt, enter the mobile phone verification code, set the WeChat payment password and enter the password again to confirm, and then the WeChat payment password function can be opened.

Security lock setting process

After the wallet lock is unlocked, you can enter the wallet only after verification. You can open WeChat, click I-Pay in the lower right corner, enter the payment page, and select wallet-> Security->; Security lock, set the corresponding unlocking method to protect your wallet. Setting fingerprint unlocking and face unlocking requires the support of mobile devices. Please enter your fingerprint and face in the phone system settings before use.

Fingerprint payment opening process

Open wechat, click me in the lower right corner-open wallet-click? -Select Payment Management-Click the right switch of fingerprint payment, enter the WeChat payment password, and start the WeChat fingerprint payment function. [25]

Compensation support: For the financial losses caused by the misappropriation of WeChat payment account by others, we promise to pay compensation according to the loss amount, and the number of compensation is not limited. The annual cumulative compensation amount is as high as 1 10,000, subject to the protection notice paid by WeChat. For theft and fraud caused by other reasons, WeChat Pay will cooperate with the police to actively provide relevant certificates and necessary technical support to help users recover losses.

On September 26th, 20 14, Tencent Mobile Manager 5. 1 was released by Tencent, which established a rich mobile payment security portal with WeChat as the core, and also created a "mobile housekeeper software lock" for WeChat payment, which opened up the full service chain of WeChat payment and realized the whole process protection of WeChat payment.

In order to distinguish it from the concept of "mobile phone pan-security management" in the market, Tencent highlighted the concept of mobile payment security, gave users a more professional feeling in the brand image, and created the function of "WeChat payment encryption" at the security entrance. Its risk early warning system can directly call the internal data of WeChat payment and increase efforts to protect the security of WeChat payment.

Wechat payment strengthens security protection

In 2006, it passed the information security test certification.

20 1 1 obtained the payment business license of the central bank.

20 1 1 has passed the highest level of PCI-DSS certification in the international payment card industry and is tested regularly every year.

20 14 the central bank shall pay the business license and conduct regular inspection.

20 16, wechat passed ISO2700 1 international certification.

20 17 the Ministry of public security granted four-level security certification, and the peripheral system granted three-level security certification.

20 18, mobile financial technology service authentication-client software.

"Anti-fraud customer service reminder" function

202165438+February, wechat payment officially launched the "anti-fraud customer service reminder" function. When a user encounters a risky transaction in the payment process, the "Answer Reminder" button will pop up on the payment interface, and Tencent Cloud Smart Service will provide real-time online customer service to help judge the current transaction risk and make effective risk warning to further protect the user's property safety.