Does ICBC U Shield have SMS verification?

Hello, I am a staff member of Industrial and Commercial Bank of China.

The 2 yuan SMS service fee and SMS verification you mentioned are not service items. SMS verification service is aimed at online shopping and external transfer. You need to cooperate with the SMS verification code sent by the mobile phone number reserved when opening an account to complete the payment process. Of course, you can choose not to open online banking. As for whether to charge, just check your account balance or details. There should be no charge now.

The 2 yuan fee you mentioned is called ICBC Messenger Service, which will be automatically sent to your mobile phone when the balance of your bound account changes, so that you can grasp the account information in real time. This service is free for credit cards. If you have an ICBC credit card, you can open this service, which is absolutely free. Ordinary debit card, 2 yuan for one month service charge.