Yunnan Rural Credit Cooperative 96500 sent me a text message saying that my loan of 30,000 yuan had been credited to my account, but I didn't do it. What happened?

The customer service telephone number of Yunnan Rural Credit Cooperatives is 96500, but it is not excluded that there are fraudulent SMS messages to change the actual SMS number by means. Of course, if it is not fraud, it is also possible that the loan officer entered the wrong number of the real lender. You can call 96500 or go to the business office of the local rural credit cooperative and ask them to check it for you.

1, don't pay attention to this, this may be a marketing message, the purpose is to let you click on the link to download the app, and then register and log in to let you borrow money;

2, this is not really 30,000 yuan to your account, it is a marketing message;

3. For these loan platforms, you can know that your mobile phone number is likely to be purchased from other places and sent by SMS;

4, as long as you don't borrow money, you can.

With the development of market economy, enterprises, companies or individuals have a growing demand for loans, but there are still many unclear places for us ordinary people. The following summarizes some basic financial knowledge of loans for everyone to learn from each other.

Loans seem to be a very simple matter, that is, borrowing money from others and then paying back the money with interest. In fact, loan is a very professional technical job. If you don't know some financial knowledge, it's easy to get a loan that is not what you want. In order to help you better learn and understand the knowledge related to loans, this paper summarizes ten basic knowledge of loans.

1. What are the common loan forms, and what are their characteristics and advantages?

Loans are divided into "credit loans" and "mortgage loans".

2. What's the difference between a "lender" and a "borrower"?

In the process of lending, most people don't know what is a "lender" and what is a "borrower".

Lender: refers to individuals or financial institutions that use credit funds or their own funds to issue loans to borrowers in lending activities, generally referring to commercial banks and central banks.

Borrower: refers to an enterprise, institution or individual that borrows monetary funds from a lender with its own credit or property as a guarantee or a third party as a guarantee in credit activities.

Simply put, if you borrow money from a bank, you are the borrower and the bank is the lender.