Will the online loan collection find a work address? Borrow money and lose your job!

Online loan collection, a seemingly ordinary job, has grown rapidly due to the rapid development of the online loan industry. There are many online loan collection platforms on the market now, but they still can't meet the demand. This shows that there are many overdue people. The most common way to collect online loans is to explode the address book, so will you find a work address? Will you lose your job?

It's possible. Why do you say that?

I have left company information.

At present, some formal large-scale online lending platforms require borrowers to fill in a large amount of personal information and supporting materials. If they don't fill in the information completely, they will not be able to apply for a loan. So some organizations will ask for the company name, address and even contact number. If they don't pay back in the future, they can call the company.

In addition, although some low-threshold online loans do not need to fill in company information, online loan collectors can always find them. For example, if you are required to authenticate the mobile phone operator and provide the service password, the online lending institution can download your call records and address book, and may find the phone numbers of your colleagues and leaders. If you use some circuitous methods, it is possible to find out the company information, so that you can "publicize" your loan situation by sending text messages, pictures and mass emails.

Some company leaders will pay more attention to the integrity of employees and may be afraid of affecting the company's reputation. They are likely to solve the problem by persuasion. At this time, I suggest that you explain the situation directly to your leading colleagues and express that you are paying back the money and strive for the company's understanding.

Second, how does the online lending platform read the address book?

First of all, some organizations will ask for the phone number of the emergency contact when applying, and the customer service will randomly check. If you are found to fill it out at will, you will be directly pulled into the "blacklist" and cannot apply for a loan.

In addition, registration is often granted the right to obtain platform information at the same time. In the user registration agreements of these platforms, the possible information acquisition and utilization methods of the platforms are indicated.

To sum up, there is a way to find out the borrower's company information in online loan collection, and not all collection personnel will do so, so don't worry too much. It is correct to negotiate with online lending institutions to reduce interest rates and repay in advance.