What's the matter with the overdue IOUs being required to repay in full?

JD。 Commercial paper requires full payment.

After the IOUs are overdue, some users will enjoy time-limited privileges according to the system evaluation, and there is still a minimum repayment entrance after the overdue. If the time-limited privilege is not displayed temporarily, it is necessary to pay off the arrears of this period in one lump sum. In order to avoid the bad influence of overdue on your life and credit, it is recommended that you repay in time.

Tips: If the debt is overdue and you receive a call from the collection staff asking for full repayment, please settle the debt as soon as possible according to the repayment time required by the collection staff.

I have never used JD.COM IOUs. Why is there news that I will repay them?

Maybe your identity information was used by others, or your account was stolen, which led to this situation. It is suggested that you contact JD.COM Customer Service in time to verify your identity information and take timely measures to prevent your account from being stolen.

JD.COM white stripes have never been used. Why is repayment displayed?

I didn't borrow an IOU from JD.COM to repay it. Maybe the previous owner changed the phone number but didn't. After the current owner takes over the number, he will receive a repayment message from the original owner, but he does not have to return the debt to the original owner. On the contrary, he may be harassed by Jingdong Finance by texting or calling.

If you don't want to be harassed, you can put Jingdong Financial Phone on the mobile phone blacklist. The most fundamental solution is to cancel the mobile phone number and change it to a new one.

“JD。 COM White Strip is the first Internet credit payment product in the industry, which allows users to enjoy the consumption experience of "consumption first, payment later, real-time approval and arbitrary installment", and quickly becomes an industry model, laying the leading brand position of Jingdong Finance in the consumer finance industry. In positioning, "JD. COM White Strip is a credit payment service for users with high credit rating and consumer demand through the credit evaluation of big data. Users can enjoy the service of paying first and shopping in installments in JD.COM Mall, with a maximum of 24 installments. Bills can also be repaid in installments, with the lowest repayment rate and lower execution rate than bank credit cards. Jingdong Finance Consumer Finance has opened more than 1 100 million users. Since then, "Baitiao" has also opened up O2O(JD.COM arrives at home), global purchase and product crowdfunding within the JD.COM system, and then gradually covered the fields of renting, tourism, decoration, education, wedding and so on, extending from credit house purchase service to providing credit consumption loans, covering more consumption scenarios and providing credit consumption services for more consumers.

JD.COM Baitiao's service scene has gradually expanded, with nearly 10 million online and offline merchants, covering life and entertainment, business travel, education and training, communication, leasing and other industries. Cooperate with the bank to co-sign the electronic account "White Strip Flash Payment", expand the white strip payment to offline through NFC technology, and further broaden the use scenarios of white strip payment by binding WeChat payment. In addition to providing users with the convenience of installment payment, Baitiao launched the official creative product store-Time Grocery Store, which adheres to strict aesthetic standards and quality standards, creates and selects various colorful and interesting life gadgets for users, and establishes a healthy and quality life attitude with young people.

JD.COM Baitiao not only brings convenience to users, but also attaches great importance to the safety of users being embezzled by JD.COM Baitiao. In the whole process of account login, activation, transaction and information modification, JD.com's Ce Tian decision engine system, Tiandun account security and anti-fraud system and Skynet transaction risk monitoring system conduct background security scanning on each account behavior, calculate in real time, identify malicious behavior and high-risk orders, and get through to the mall distribution system to intercept the last mile high-risk orders. JD.COM white anti-theft brush is a unique advantage in the industry.