Postdoctoral students in Wuhan committed suicide because of routine loans. How to avoid falling into the loan trap?

Postdoctoral students in Wuhan are deeply involved in routine loans. This kind of loan trap is based on low interest rate and high amount of loans, and you don't need information such as pledge to lure you into the trap. Of course, the most important thing is that he grasped the psychology that you needed money and you couldn't control it, so you naturally jumped in.

No online loans, no online loans, no online loans. I don't think it's too long-winded to say important things three times. On the contrary, I am emphasizing that some things should not be touched, and if they are touched, they will not get out. If it is on a formal credit tool, for example, if you spend thousands of dollars on Alipay, then although it has an interest rate, its interest rate is open and transparent, and it will not be said that it involves beheading.

These online claims don't need to be pledged, just provide personal identification information, and don't need your job. High quota, fast loan and low interest rate. Basically, they are all fake, because it is impossible for the loan platform to have a low interest rate and then a high amount. He didn't evaluate your repayment ability at first. Why did he give you so much money? He gave it to you. Basically, he is not afraid that you will not pay back the money. He reported it in your address book. If all his friends you know come, this vicious collection has happened more than once or twice, because they are not afraid that you will not pay back the money.

It can be said that not touching this thing is the best choice. If you are short of money, you can borrow it from your relatives and friends, but you can't really talk to your parents. This is all an option, but it is not so easy for you to go ashore again when these things happen. I have seen many such examples. At first, I thought I could control myself, but then I left Peter to pay Paul, and he found that he could never make up for it. It took another three years to get ashore.