Will the premium increase next year after the car damage insurance?

The increase in the rate refers to two or more accidents that occurred under the traffic insurance in that year. To be precise, compulsory insurance has been paid several times. This is one aspect. How much did the other compulsory insurance and commercial insurance pay that year? Generally, if the premium exceeds a certain percentage, the preferential rate for the next year will be lost.

If you go out of danger many times and the amount exceeds the premium, then the rate is likely to rise next year.

One way is to go to Zhangjiakou, Chengde and Baoding near Beijing for insurance and change to another insurance company.

Ping 'an is more formal, but the price increase is not much. After all, the services and claims of Ping An Insurance Company, especially the comprehensive financial services of auto insurance and accident insurance, such as banking, securities and life insurance, are more convenient.

Vehicle loss insurance measures

According to the normal handling method: generally, if the loss is small, it will be reported directly to the insurance company after the accident. The insurance company will send on-site surveyors to the site for survey. In case of serious injuries involving three persons or objects, please notify 120 and 122 before reporting to the insurance company. The insurance company sends surveyors to survey the vehicles, determine the damage at the place where you maintain the vehicles, and verify the amount of the loss. If there are differences with the insurance company in handling, you can inform the business personnel to carry out intermediate coordination. Because the compensation is not paid by the business personnel, but by the insurance company. Business people only play the role of a bridge.

The process of claim settlement is roughly as follows: customer's accident-reporting (insurance company and public security organ)-survey (insurance company)-loss assessment (insurance company)-loss assessment-claim settlement (customer submits information to insurance company)-.