How to change the mobile phone number of provident fund

The process of modifying the mobile phone number bound to the provident fund is as follows:

1, provident fund counter handling: If you need to modify the original reserved mobile phone number, you can bring the original ID card to the counter during working hours;

2. Modification of the unit housing provident fund: If the company's provident fund has been certified and has relevant authority, it can be directly modified in the online hall unit version;

3. Account modification: Individual users can log on to the website of Provident Fund Center, modify the personal information menu and complete the change of mobile phone number.

Factors of provident fund loans:

1, affected by the housing provident fund loan policy. There is a maximum amount limit for provident fund loans, and the amount of housing provident fund loans in different cities and regions is different. Individual applications and family applications for housing provident fund loans can get different quotas. The amount of provident fund loans available for purchasing the first suite and second-hand houses is also different;

2. Affected by the down payment ratio. Different regions have different requirements for down payment ratio. Usually, the down payment ratio of the first suite will be between 20-30%, and the second suite is usually above 30%. The down payment requirement can also directly affect how much mortgage amount can be obtained;

3. Affected by the housing appraisal price. If the maximum loan amount of provident fund loans in a region is 6.5438+0.2 million. However, if the total price of the house purchased by the loan applicant is only 800,000. Then, it is impossible for the provident fund loan applicant to get the maximum loan amount of 654.38+0.2 million. Because the loan amount is related to the housing evaluation price, usually only about 70% of the housing evaluation price can be obtained; Second-hand housing can get a lower amount;

4. Affected by the area of purchased houses. Different housing areas have different down payment ratios. Therefore, because of the influence of housing area and down payment ratio; The loan amount that provident fund loan applicants can get will also be affected;

5. Affected by the balance of the provident fund account. The general provident fund loan amount is calculated by multiplying the balance of the provident fund account by a certain multiple. Therefore, the less the balance of your provident fund account, the less the amount of provident fund loans you can get;

6. Affected by the deposit base. Some cities stipulate that the total monthly principal and interest of mortgage loans should be less than or equal to 50% of the deposit base (calculated by equal principal and interest). Therefore, the higher the deposit base, the higher the amount of provident fund loans that can be obtained;

7. Affected by the deposit time. The loan amount of some urban housing provident fund is calculated according to the loan amount = the deposit balance of the borrower (or husband and wife) multiplied by a certain multiple of the deposit time coefficient.

To sum up, if it is a personal modification, you need to bring your ID card to the front desk of the provident fund management center to explain and handle it. Specifically, you can call the housing provident fund for consultation and modification.

Legal basis:

Regulations on the administration of housing provident fund

Article 15

Units employing employees shall, within 30 days from the date of employment, go to the housing provident fund management center for deposit registration, and go through the formalities for the establishment or transfer of employee housing provident fund accounts.

Where a unit terminates the labor relationship with its employees, it shall, within 30 days from the date of termination of the labor relationship, go to the housing provident fund management center for change registration, and go through the formalities of transferring or sealing the employee housing provident fund account.