10655 What SMS platform is it?

10655 is a short message platform for loan collection.

Loan collection is the collection of non-performing loans, including sluggish loans and overdue loans. Sluggish loans refer to loans that have not been returned after the expiration of the prescribed period (including extension) according to the relevant regulations of People's Republic of China (PRC) and the Ministry of Finance.

Or loans that are not overdue or not up to the specified number of years, but the production and operation have been terminated and the project construction has stopped, excluding non-performing loans. Overdue loans refer to loans due according to the loan contract, including overdue loans after extension, excluding sluggish loans or non-performing loans.

loan

Loan refers to a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. The simple and popular understanding is to borrow money with interest.

Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development; At the same time, banks can also obtain loan interest income and increase their own accumulation.

Interest refers to the remuneration paid by the borrower to the lender in order to obtain the right to use the funds, which is the use price of the funds in a certain period (that is, the loan principal). The loan interest can be calculated in detail by the loan interest calculator.